Sabin, Minnesota.
Typical home $345,453 (+4.3% in a year). Fargo, ND-MN metro.
to buy the typical home at today's mortgage rate — +$843 (+87%) since Jan 2020.
- 1 year
- Up $14,098 +4%
- $331,355$345,453 since Sep 2025
- 5 years
- Up $41,918 +14%
- $303,535$345,453 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Sabin$1,813
- Minnesota$1,831
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 27 years.
Typical home values in Sabin, MN rose 4.3% over the past year — faster than the nation's +1.2%.
Living in Sabin, Clay County, Minnesota
Sabin is a city of 619 people in Clay County. Half its households earn more than $128,500 a year and half less, against $81,172 across Clay County; 1% of its people live below the poverty line. 98% of its homes are lived in by their owners and 2% are rented. Unemployment in Clay County was 4.3% in August 2026, and the county had 0.7% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Sabin is a very small city, with a population that is easy to know by sight. Households earn well above the county's typical income, very few people live below the poverty line, and almost everyone owns the home they live in. Winters are cold, with January the coldest month and temperatures that stay below freezing, while July is the warmest and pleasantly warm. Rain and melted snow add up to a moderate amount over the year.
Work. Residents work mostly in schools, hospitals and social care, with professional and business services, the building trades and manufacturing close behind. Across Clay County, some of the largest workplaces are Moorhead Area Public Schools, Concordia College at Moorhead and Minnesota State University Moorhead. A good number of people work from home, and the typical commute is a modest one. Unemployment across the county is higher than it was a year ago, and the county has lost a few jobs over the past year.
Things to do. A short drive away, the Rourke Art Museum and the Plains Art Museum offer art close to home, and the Fargo Theatre is a nearby place for a night out. The Wild Rice River is also a short drive away for time by the water. For a longer outing, the Red River Zoo and Buffalo River State Park are a longer drive away.
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- 246households
- 32%of adults have a degree
- 1%below the poverty line
- 21 mintypical commute
- 10%work from home
What residents work in
Employed residents by industry, from the Census survey. Clay County had 19,568 jobs in 2025, 0.7% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 17° and lows near -2°; warmest in July, with highs near 82° and lows near 60°. About 24 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Fargo 3S weather station, 8 miles away (NOAA).
Largest workplaces in Clay County
- Moorhead Area Public SchoolsSchool district997FTE
- Concordia College at MoorheadUniversity or college656
- Minnesota State University MoorheadUniversity or college629
- City of MoorheadExecutive offices, federal, state, and local412
- WalmartWarehouse clubs and supercenters388
- Eventide MoorheadService-nursing home385
- American Crystal Sugar Company MoorheadRaw beet sugar manufacturing365
- Clay County - Family Service CenterGeneral public administration227
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 68 workplaces with 20 or more staff, 6,249 people in all across the county; Sabin has one of its own. School districts come from the Common Core of Data (NCES, 2023–24) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Winter weatherVery high
- Inland floodingRelatively high
- Cold wavesRelatively high
- Strong windRelatively high
- HailRelatively moderate
- TornadoesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Sabin’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Clay County and the Fargo, ND-MN metro.
Sabin home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Sabin$345,453
- Minnesota$348,778
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Sabin6
Zip codes with a Sabin address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Sabin — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.