Saint Charles, Idaho.
Typical home $551,405 (+9.1% in a year).
to buy the typical home at today's mortgage rate — +$1,859 (+180%) since Jan 2020.
- 1 year
- Up $45,997 +9%
- $505,408$551,405 since Sep 2025
- 5 years
- Up $115,052 +26%
- $436,353$551,405 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Saint Charles$2,894
- Idaho$2,502
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 15 years.
Typical home values in Saint Charles, ID rose 9.1% over the past year — faster than the nation's +1.2%.
Living in Saint Charles, Bear Lake County, Idaho
Saint Charles is a city of 161 people in Bear Lake County. 98% of its homes are lived in by their owners and 2% are rented. Unemployment in Bear Lake County was 2.7% in August 2026, and the county had 0.8% more jobs in 2025 than the year before. The most people in Bear Lake County work in schools and health care, then construction.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Saint Charles is a very small city in Bear Lake County, in the southeastern corner of Idaho. Nearly everyone who lives here owns their home, and the typical home is worth more than the county's household incomes might lead you to expect. Winters are long and cold, with January the coldest month and plenty of snow, while summers are warm and the year is fairly dry overall.
Work. People who live in Saint Charles work mostly in schools, hospitals and social care, in the building trades, on farms and in forestry, and in manufacturing. Across Bear Lake County, some of the largest workplaces are the Bear Lake County District, Bear Lake Memorial Hospital and Broulims Supermarkets. Unemployment in the county has been low, a little higher than a year earlier, and the county has added a small number of jobs. A typical commute is a short one, enough to get across the valley to work without much trouble.
Things to do. Bear Lake itself is a short drive away, and so are Bear Lake State Park and Minnetonka Cave, a tourist attraction. The Bear Lake National Wildlife Refuge, a protected area for birds and other wildlife, is also a short drive from town. For a longer outing, Beaver Mountain is a ski area a longer drive away.
Report a mistake
- 21 mintypical commute
What people in Bear Lake County work in
Employed residents by industry, from the Census survey. Bear Lake County had 2,013 jobs in 2025, 0.8% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 29° and lows near 8°; warmest in July, with highs near 81° and lows near 51°. About 37 inches of snow and 11 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Lifton Pumping Station weather station, 4 miles away (NOAA).
Largest workplaces in Bear Lake County
- Bear Lake County DistrictSchool district136FTE
- Bear Lake Memorial HospitalCritical access hospital132FTE
- Broulims SupermarketsCommissaries, primarily groceries69
- Forest ServiceFederal government · Department of Agriculture33
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 1 workplace with 20 or more staff, 69 people in all across the county; Saint Charles has none of its own. School districts come from the Common Core of Data (NCES, 2023–24), hospitals from their Medicare cost reports (CMS, 2023) and federal offices from OPM's federal workforce data (2026); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Winter weatherVery high
- WildfireRelatively high
- LightningRelatively high
- LandslidesRelatively moderate
- EarthquakesRelatively moderate
- AvalanchesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Saint Charles’ census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Bear Lake County.
Saint Charles home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Saint Charles$551,405
- Idaho$476,754
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Saint Charles8
Zip codes with a Saint Charles address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Saint Charles — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zillow publishes no zip-level series with this city on the address.