States · Michigan · Mackinac County

Saint Ignace, Michigan.

Typical home $247,995 (+10.3% in a year).

What it costs per month · Saint Ignace $1,302/mo

to buy the typical home at today's mortgage rate — +$839 (+182%) since Jan 2020.

What the home itself did
1 year
Up $23,246 +10%
$224,749$247,995 since Sep 2025
5 years
Up $93,325 +60%
$154,670$247,995 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Saint Ignace $1,302 Michigan $1,384 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Saint Ignace$1,302
  • Michigan$1,384
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 7 years.

Typical home values in Saint Ignace, MI rose 10.3% over the past year — faster than the nation's +1.2%.

Living in Saint Ignace, Mackinac County, Michigan

Saint Ignace is a city of 2,306 people in Mackinac County. Half its households earn more than $64,663 a year and half less, against $63,909 across Mackinac County; 25% of its people live below the poverty line. 64% of its homes are lived in by their owners and 36% are rented. Unemployment in Mackinac County was 3.5% in August 2026, and the county had 0.7% fewer jobs in 2025 than the year before. The most residents work in shops, then government.

People 2,306 in the 2020 census; median age 48.8
Household income $64,663 the median, give or take $9,244 · Mackinac County: $63,909
Unemployment 3.5% Mackinac County, August 2026; 3.6% a year before
Homes 64% lived in by their owners; 36% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Saint Ignace is a small city on the Michigan shore of the Straits of Mackinac, and its residents are older than in most American towns. Incomes run just above the county's, though a good share of people live below the poverty line, and most homes are lived in by their owners. Winters are cold, with January highs below freezing, and summers are mild, with moderate rain and melted snow across the year.

Work. Many residents work in shops, government, restaurants, hotels and entertainment, and in schools, hospitals and social care. Among the largest workplaces in Saint Ignace are Mackinac Straits Health System, the Mackinac Island Ferry Company and the Forest Service. Fewer adults hold a four-year degree than in many places, and the typical commute is fairly long. Across Mackinac County, jobs slipped a little last year, and unemployment is low and close to where it stood a year earlier.

Things to do. The Father Marquette National Memorial and the St. Ignace Mission museum are in or beside town, and Straits State Park is there too, a protected area on the water. A short drive away, Fort Michilimackinac and Fort Mackinac recall the region's early history, and Mackinac Island State Park is close by as well.

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  • 1,171households
  • 18%of adults have a degree
  • 25%below the poverty line
  • 31 mintypical commute
  • 7%work from home

What residents work in

  • Shops (retail)32%
  • Government14%
  • Restaurants, hotels and entertainment13%
  • Schools, hospitals and social care11%
  • Building trades7%
  • Other services6%

Employed residents by industry, from the Census survey. Mackinac County had 4,804 jobs in 2025, 0.7% fewer than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 25° and 11°; warmest in July, 76° and 57° 20° 40° 60° 80° J 25° 11° F M A M J J 76° 57° A S O N D
Average daily high and low for each month: coldest in January, 25° and 11°; warmest in July, 76° and 57° 20° 40° 60° 80° J 25° 11° F M A M J J 76° 57° A S O N D

Coldest in January, with highs near 25° and lows near 11°; warmest in July, with highs near 76° and lows near 57°. About 33 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the St. Ignace weather station, 2 miles away (NOAA).

Largest workplaces in Saint Ignace

  1. Mackinac Straits Health SystemCritical access hospital198FTE
  2. Mackinac Island Ferry CompanyCoastal passenger transportation to and from domestic ports100
  3. Forest ServiceFederal government · Department of Agriculture32
  4. Mackinac County Road CommissionRoad construction22

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 2 workplaces with 20 or more staff, 122 people in all. Hospitals come from their Medicare cost reports (CMS, 2023) and federal offices from OPM's federal workforce data (2026); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Cold wavesRelatively moderate
  2. LightningRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Saint Ignace’s census tracts, against the rest of the country; all of them together, very low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Mackinac County.

Saint Ignace home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 Saint Ignace $247,995 Michigan $263,760 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • Saint Ignace$247,995
  • Michigan$263,760
  • United States$366,157

Sellers are cutting prices on about 1 in 4 Saint Ignace listings — the market is roughly in balance.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

15% 20% 25% 2026 Saint Ignace 27.20% United States 26.90%
15% 20% 25% 2026
  • Saint Ignace27.20%
  • United States26.90%

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

20 40 60 2018 2019 2020 2021 2022 2023 2024 2025 2026 Saint Ignace 30
20 40 60 2018 2022 2026
  • Saint Ignace30

New listings per month

Sellers arriving at the market.

8 9 10 2026 Saint Ignace 9
8 9 10 2026
  • Saint Ignace9

Zip codes with a Saint Ignace address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Saint Ignace — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Saint Ignace