Saint Joe, Arkansas.
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to buy the typical home at today's mortgage rate — +$613 (+109%) since Jan 2020.
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Arkansas$1,177
- United States$1,922
Living in Saint Joe, Searcy County, Arkansas
Saint Joe is a town of 129 people in Searcy County. Unemployment in Searcy County was 3.8% in August 2026, and the county had 5.9% more jobs in 2025 than the year before. The most people in Searcy County work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Saint Joe is a very small town in Searcy County, Arkansas, with few enough residents that neighbors are likely to know one another. Winters are cold but not severe, with only a little snow, and summers turn hot. Rain and melted snow fall steadily through the year.
Work. Many residents work in schools, hospitals and social care, with others in shops, the building trades and manufacturing. Across Searcy County, some of the largest workplaces are the Searcy County School District, Harp's Food Store and Friendship Community Care. Only a small share of people work from home, and household incomes across the county sit on the lower side.
Things to do. Buffalo National River, a protected area, is a short drive away and is the natural place to start for time outdoors. A longer drive brings you to Dogpatch USA, an amusement park, and to Mystic Caverns and Crystal Dome, a tourist attraction. Bull Shoals Lake, a reservoir, is also a longer drive away.
Report a mistake
- 4%work from home
What people in Searcy County work in
Employed residents by industry, from the Census survey. Searcy County had 1,490 jobs in 2025, 5.9% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 48° and lows near 24°; warmest in July, with highs near 90° and lows near 67°. About 4 inches of snow and 48 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Gilbert weather station, 5 miles away (NOAA).
Largest workplaces in Searcy County
- Progressive SolutionsArborist services670
- Searcy County School DistrictSchool district196FTE
- Ozark Mountain School DistrictSchool district165FTE
- Harp's Food StoreRetail grocery92
- Apex ROWLandscaping services68
- Friendship Community Care624410 child care services27
- McClain Forest ProductsDimension lumber, hardwood, resawing purchased lumber20
- Royal Oak EnterprisesCharcoal manufacturing20
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 6 workplaces with 20 or more staff, 897 people in all across the county; Saint Joe has none of its own. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Ice stormsVery high
- Strong windRelatively high
- LightningRelatively high
- TornadoesRelatively high
- Winter weatherRelatively high
- Cold wavesRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Saint Joe’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Searcy County.
Saint Joe home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
Not enough data to draw this yet.
Sellers are cutting prices on about 1 in 5 Saint Joe listings — the market is roughly in balance.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Saint Joe20.62%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Saint Joe26
New listings per month
Sellers arriving at the market.
Not enough data to draw this yet.
Zip codes with a Saint Joe address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Saint Joe — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.