Saint Johns, Arizona.
Typical home $241,004 (+3.5% in a year).
to buy the typical home at today's mortgage rate — +$723 (+133%) since Jan 2020.
- 1 year
- Up $8,191 +4%
- $232,813$241,004 since Sep 2025
- 5 years
- Up $40,154 +20%
- $200,850$241,004 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Saint Johns$1,265
- Arizona$2,187
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 19 years.
Typical home values in Saint Johns, AZ rose 3.5% over the past year — faster than the nation's +1.2%.
Living in Saint Johns, Apache County, Arizona
Saint Johns is a city of 3,417 people in Apache County. Half its households earn more than $131,968 a year and half less, against $41,438 across Apache County; 5% of its people live below the poverty line. 97% of its homes are lived in by their owners and 3% are rented. Unemployment in Apache County was 8.8% in August 2026, and the county had 1.5% more jobs in 2025 than the year before. The most people in Apache County work in schools and health care, then government.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Saint Johns is a small city and the seat of Apache County, a place where nearly everyone owns the home they live in. Household incomes run well above the county's, and far fewer residents live below the poverty line than you might expect for the region. Winters are cold, with December the coldest month and freezing nights, while summers are warm, with July the hottest. Rain and melted snow add up to a dry year overall.
Work. Most residents work in schools, hospitals and social care, in government, in shops, or in the building trades. The commute is short, and a good number of people work from home. Across Apache County, some of the largest workplaces are Fort Defiance Indian Hospital, the Navajo Tribal Utility Authority and Dine College. Unemployment across the county has risen a little over the past year, while the number of jobs has edged up.
Things to do. Lyman Reservoir is a short drive away, and the Lyman Lake petroglyphs, an archaeological site, are close by as well. For a longer outing, Casa Malpaís is an archaeological site a longer drive away, and Becker Lake is a lake farther out. Together they make for easy days of water and history close to home.
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- 763households
- 5%below the poverty line
- 16 mintypical commute
- 16%work from home
What people in Apache County work in
Employed residents by industry, from the Census survey. Apache County had 16,853 jobs in 2025, 1.5% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in December, with highs near 49° and lows near 18°; warmest in July, with highs near 91° and lows near 61°. About 9 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the St. Johns Industrial Airport weather station, a mile away (NOAA).
Largest workplaces in Apache County
- Fort Defiance Indian HospitalGeneral hospital1,304FTE
- Chinle Comprehensive Care FacilityGeneral hospital1,276FTE
- Navajo Tribal Utility AuthorityDistribution of electric power923
- Indian Health ServiceFederal government · Department of Health and Human Services660
- Chinle Unified District (4158)School district499FTE
- Dine CollegeUniversity or college268
- Sage Memorial HospitalCritical access hospital253FTE
- Window Rock Unified District (4154)School district243FTE
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 12 workplaces with 20 or more staff, 1,722 people in all across the county; Saint Johns has two of its own. Hospitals come from their Medicare cost reports (CMS, 2023), federal offices from OPM's federal workforce data (2026), school districts from the Common Core of Data (NCES, 2023–24) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- LightningVery high
- Wildfirerelatively high in parts of Saint JohnsRelatively moderate
- Winter weatherRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Saint Johns’ census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Apache County.
Saint Johns home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Saint Johns$241,004
- Arizona$416,733
- United States$366,157
Sellers are cutting prices on about 1 in 6 Saint Johns listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Saint Johns18.08%
- United States26.36%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Saint Johns22
New listings per month
Sellers arriving at the market.
- Saint Johns4
Zip codes with a Saint Johns address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Saint Johns — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.