San Joaquin, California.
Typical home $295,405 (+2.8% in a year). Fresno, CA metro.
to buy the typical home at today's mortgage rate — +$871 (+128%) since Jan 2020.
- 1 year
- Up $8,000 +3%
- $287,406$295,405 since Sep 2025
- 5 years
- Up $64,356 +28%
- $231,049$295,405 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- San Joaquin$1,551
- California$3,997
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 14 years.
Typical home values in San Joaquin, CA rose 2.8% over the past year — faster than the nation's +1.2%.
Living in San Joaquin, Fresno County, California
San Joaquin is a city of 3,701 people in Fresno County. 33% of its homes are lived in by their owners and 67% are rented. Unemployment in Fresno County was 7.8% in August 2026, and the county had 0.4% more jobs in 2025 than the year before. The most people in Fresno County work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. San Joaquin is a small city in Fresno County, and its residents are young, with a median age well below what is typical for most of the country. Most homes here are rented rather than lived in by their owners, which sets it apart from many American towns. Few adults have a four-year degree, and incomes in the area run below the county's. Winters are cool and mild, with January the coldest month, while summers are very hot, with July highs near the top of the range.
Work. Residents work mostly in schools, hospitals and social care, followed by shops, professional and business services, and restaurants, hotels and entertainment. Across Fresno County, some of the largest workplaces are Fresno Unified, Community Regional Medical Center and the County of Fresno. Unemployment across the county is a little lower than a year ago, and the number of jobs there has grown slightly. A fair number of people work from home, and the usual trip to work is a moderate drive.
Things to do. The nearest outdoor spot is Alkali Sink Ecological Reserve, a park a short drive away. For a longer outing, Fresno Chaffee Zoo and Roeding Park, an amusement park, are both a longer drive away. Lake Corcoran is also a longer drive away for those who want some time by the water.
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- 939households
- 2%of adults have a degree
- 24 mintypical commute
- 8%work from home
What people in Fresno County work in
Employed residents by industry, from the Census survey. Fresno County had 428,665 jobs in 2025, 0.4% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 59° and lows near 38°; warmest in July, with highs near 99° and lows near 63°.
Average daily high and low, 1991–2020, at the Five Points Ssw weather station, 17 miles away (NOAA).
Largest workplaces in Fresno County
- County of FresnoPersonnel offices, government8,483
- Fresno UnifiedSchool district7,844FTE
- Community Regional Medical CenterGeneral hospital4,591FTE
- Clovis UnifiedSchool district4,499FTE
- Internal Revenue ServiceFederal government · Department of the Treasury3,537
- AmazonGeneral warehousing and storage3,512
- Fruit Harvest FamilyFruit and tree nut combination farming3,506
- St. Agnes Medical CenterGeneral hospital2,635FTE
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 718 workplaces with 20 or more staff, 123,125 people in all across the county; San Joaquin has two of its own. School districts come from the Common Core of Data (NCES, 2023–24), hospitals from their Medicare cost reports (CMS, 2023) and federal offices from OPM's federal workforce data (2026); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- DroughtVery high
- EarthquakesVery high
- Heat wavesVery high
- HailRelatively high
- Inland floodingRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in San Joaquin’s census tracts, against the rest of the country; all of them together, very high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Fresno County and the Fresno, CA metro.
San Joaquin home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- San Joaquin$295,405
- California$761,538
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- San Joaquin8
Zip codes with a San Joaquin address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls San Joaquin — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.