San Pablo, California.
Typical home $553,824 (-0.7% in a year), asking rent $2,375 . San Francisco-Oakland-Berkeley, CA metro.
to buy the typical home at today's mortgage rate — +$1,136 (+64%) since Jan 2020.
- 1 year
- Down $3,791 -1%
- $557,614$553,824 since Sep 2025
- 5 years
- Down $39,430 -7%
- $593,254$553,824 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- San Pablo$2,907
- California$3,997
- United States$1,922
At the last five years' pace, prices here aren't rising.
Typical home values in San Pablo, CA fell 0.7% over the past year — slower than the nation's +1.2%.
Living in San Pablo, Contra Costa County, California
San Pablo is a city of 32,127 people in Contra Costa County. Half its households earn more than $79,478 a year and half less, against $127,229 across Contra Costa County; 13% of its people live below the poverty line. 42% of its homes are lived in by their owners and 58% are rented. Unemployment in San Pablo was 5.1% in August 2026, and Contra Costa County had 0.1% more jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. San Pablo is a small city in Contra Costa County, on the east side of San Francisco Bay. Its residents are younger than in many American towns, and most households rent rather than own, a good deal more than across the county as a whole. Incomes run well below the county's, and a four-year degree is less common among adults than in many places. Winters are mild and wet, summers are warm without being hot, and snow is rare.
Work. Many residents work in schools, hospitals and social care, and others in professional and business services, shops, and restaurants and hotels. Contra Costa College, the San Pablo Lytton Casino and Vale Health Care Center are among the largest workplaces in the city. Unemployment has eased a little over the past year, and the commute to work is a long one for many people.
Things to do. San Francisco's well-known sights are a longer drive away. Golden Gate Park is a large garden and public park, and the San Francisco Museum of Modern Art is a museum of modern and contemporary art. Oracle Park, the city's baseball stadium, is also a longer drive from San Pablo.
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- 9,743households
- 17%of adults have a degree
- 13%below the poverty line
- 32 mintypical commute
- 9%work from home
What residents work in
Employed residents by industry, from the Census survey. Contra Costa County had 374,448 jobs in 2025, 0.1% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 58° and lows near 44°; warmest in September, with highs near 75° and lows near 56°. About 24 inches of rain a year, and little or no snow.
Average daily high and low, 1991–2020, at the Richmond weather station, 4 miles away (NOAA).
Largest workplaces in San Pablo
- Contra Costa CollegeTwo-year college400
- San Pablo Lytton CasinoCasinos400
- Vale Health Care CenterSkilled nursing facilities177
- West County Health CenterMedical care management services167
- Creekside Healthcare CenterSkilled nursing facilities126
- Falcon Critical Care TransportAmbulance services, air or ground67
- Raleys 321-San PabloSupermarkets and other grocery retailers60
- Nor-Cal ScaffoldingScaffold erecting and dismantling32
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 8 workplaces with 20 or more staff, 1,051 people in all. Colleges come from IPEDS (NCES, 2023–24). Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- EarthquakesRelatively high
- Inland floodingRelatively high
- Heat wavesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in San Pablo’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Contra Costa County and the San Francisco-Oakland-Berkeley, CA metro.
San Pablo home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- San Pablo$553,824
- California$761,538
- United States$366,157
Sellers are cutting prices on about 1 in 6 San Pablo listings — the market is heating up.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- San Pablo17.82%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- San Pablo68
New listings per month
Sellers arriving at the market.
- San Pablo21
Zip codes with a San Pablo address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls San Pablo — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.