San Simeon, California.
Typical home $613,206 (-0.3% in a year). San Luis Obispo-Paso Robles, CA metro.
to buy the typical home at today's mortgage rate — +$1,383 (+75%) since Jan 2020.
- 1 year
- Down $1,571 -0%
- $614,778$613,206 since Sep 2025
- 5 years
- Up $66,098 +12%
- $547,108$613,206 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- San Simeon$3,219
- California$3,997
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 30 years.
Typical home values in San Simeon, CA fell 0.3% over the past year — slower than the nation's +1.2%.
Living in San Simeon, San Luis Obispo County, California
San Simeon, in San Luis Obispo County, had 445 people in the 2020 census. Half its households earn more than $54,625 a year and half less, against $97,446 across San Luis Obispo County. Unemployment in San Luis Obispo County was 4.7% in August 2026, and the county had 0.3% fewer jobs in 2025 than the year before. The most people in San Luis Obispo County work in schools and health care, then restaurants and hotels.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. San Simeon is a very small community on California's Central Coast, in San Luis Obispo County. Household incomes here run well below the county's, while the typical home value is high, so buying here takes more than local earnings would suggest. Winters are mild and summers stay comfortably warm, with little or no snow and a fair amount of rain across the year.
Work. Residents work mostly in schools, hospitals and social care, in restaurants, hotels and entertainment, in professional and business services, and in shops. Getting to work is quick for most people. Across San Luis Obispo County, some of the largest workplaces are California Polytechnic State University-San Luis Obispo, DSH-Atascadero, a psychiatric hospital, and Lucia Mar Unified, the school district.
Things to do. Hearst Castle, a protected historic site, is a short drive away, as is William Randolph Hearst Memorial Beach. Hearst San Simeon State Park, also close by, adds more coastline to explore. Cayucos State Beach is a longer drive up the coast.
Report a mistake
- 14 mintypical commute
What people in San Luis Obispo County work in
Employed residents by industry, from the Census survey. San Luis Obispo County had 121,634 jobs in 2025, 0.3% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in December, with highs near 59° and lows near 46°; warmest in September, with highs near 78° and lows near 60°. About 29 inches of rain a year, and little or no snow.
Average daily high and low, 1991–2020, at the Hearst Castle weather station, 5 miles away (NOAA).
Largest workplaces in San Luis Obispo County
- California Polytechnic State University-San Luis ObispoUniversity or college2,969
- Pearce ServicesElectric contracting2,648
- DSH-AtascaderoHospitals, psychiatric1,828
- California Men's Colony - San Luis ObispoCorrectional institutions1,199
- Lucia Mar UnifiedSchool district1,076FTE
- San Luis Coastal UnifiedSchool district855FTE
- Paso Robles Joint UnifiedSchool district716FTE
- City of San Luis ObispoExecutive offices, federal, state, and local657
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 249 workplaces with 20 or more staff, 29,630 people in all across the county; San Simeon has none of its own. Colleges come from IPEDS (NCES, 2023–24) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- LandslidesRelatively high
- DroughtRelatively high
- WildfireRelatively high
- Inland floodingRelatively high
- EarthquakesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in San Simeon’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on San Luis Obispo County and the San Luis Obispo-Paso Robles, CA metro.
San Simeon home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- San Simeon$613,206
- California$761,538
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- San Simeon6
Zip codes with a San Simeon address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls San Simeon — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.