States · Utah · Salt Lake County

Sandy, Utah.

Typical home $657,207 (+2.0% in a year), asking rent $1,719 (-0.1%). Salt Lake City, UT metro.

What it costs per month · Sandy $3,450/mo

to buy the typical home at today's mortgage rate — +$1,920 (+126%) since Jan 2020.

What the home itself did
1 year
Up $12,784 +2%
$644,422$657,207 since Sep 2025
5 years
Up $89,389 +16%
$567,818$657,207 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 2002 2006 2010 2014 2018 2022 2026 Sandy $3,450 Utah $2,797 United States $1,922
$1,000 $2,000 $3,000 2002 2010 2018 2026
  • Sandy$3,450
  • Utah$2,797
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 24 years.

Typical home values in Sandy, UT rose 2.0% over the past year — faster than the nation's +1.2%.

Asking rents in Sandy, UT fell 0.1% over the past year — slower than the nation's +2.7%.

Owning the typical home in Sandy runs $2,730/mo more than renting one — the widest that gap has been in this data.

That is $4,449 a month against $1,719 rent: a $3,450 mortgage payment, plus $295 property tax and $704 insurance & upkeep.

Owning vs renting — Sandy

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$1,000 $2,000 $3,000 $4,000 2018 2019 2020 2021 2022 2023 2024 2025 2026 Owning all in $4,449 Renting $1,719 Mortgage only $3,450
$1,000 $2,000 $3,000 $4,000 2018 2022 2026
  • Owning all in$4,449
  • Renting$1,719
  • Mortgage only$3,450

Property tax · $295/mo 0.54% of value a year — the ACS 2020-2024 median bill over the median home value for Salt Lake County, UT

Insurance & upkeep · $704/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Living in Sandy, Salt Lake County, Utah

Sandy is a city of 96,904 people in Salt Lake County. Half its households earn more than $112,176 a year and half less, against $97,494 across Salt Lake County; 6% of its people live below the poverty line. 75% of its homes are lived in by their owners and 25% are rented. Unemployment in Sandy was 3.6% in August 2026, and Salt Lake County had 1.5% more jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.

People 96,904 in the 2020 census; median age 37.6
Household income $112,176 the median, give or take $5,802 · Salt Lake County: $97,494
Unemployment 3.6% Sandy, August 2026; 3.9% a year before
Homes 75% lived in by their owners; 25% rented

Written by AI Claude Sonnet 5.5 wrote this on 24 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Sandy is a city in Salt Lake County, and one of the larger places in the county. Households here earn more than the county as a whole, and far more homes are lived in by their owners than rented. Many adults hold a four-year degree, and fewer residents live below the poverty line than you might expect in a place this size.

Work. Residents work mostly in schools, hospitals and social care, followed by professional and business services, retail, and banking, insurance and property. Among the largest workplaces in Sandy are Alta View Hospital, Layton Construction Company and Walmart. The commute is a fairly short one, and a good number of people work from home.

Things to do. America First Field, a stadium, is in or beside town, and The Living Planet Aquarium and Zions Bank Stadium are a short drive away. Sundance Resort, a ski area, is a longer drive away, which suits the cold, snowy winters, with summers that turn properly warm.

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  • 33,568households
  • 46%of adults have a degree
  • 6%below the poverty line
  • 23 mintypical commute
  • 23%work from home

What residents work in

  • Schools, hospitals and social care22%
  • Professional and business services15%
  • Shops (retail)13%
  • Banks, insurance and property12%
  • Manufacturing7%
  • Restaurants, hotels and entertainment7%

Employed residents by industry, from the Census survey. Salt Lake County had 808,479 jobs in 2025, 1.5% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 38° and 23°; warmest in July, 91° and 68° 20° 40° 60° 80° 100° J 38° 23° F M A M J J 91° 68° A S O N D
Average daily high and low for each month: coldest in January, 38° and 23°; warmest in July, 91° and 68° 20° 40° 60° 80° 100° J 38° 23° F M A M J J 91° 68° A S O N D

Coldest in January, with highs near 38° and lows near 23°; warmest in July, with highs near 91° and lows near 68°. About 82 inches of snow and 24 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Cottonwood Weir weather station, 5 miles away (NOAA).

Largest workplaces in Sandy

  1. Layton Construction CompanyCommercial building construction1,645
  2. Wize SolutionsMaterials handling equipment installation486
  3. Alta View HospitalGeneral hospital443FTE
  4. WalmartWarehouse clubs and supercenters329
  5. TargetDiscount department stores210
  6. Smiths Food And DrugSupermarkets and other grocery except convenience stores151
  7. The Church of Jesus Christ of Latter day SaintsUsed merchandise store136
  8. Encompass Health Rehabilitation HospRehabilitation hospital129FTE

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 40 workplaces with 20 or more staff, 5,572 people in all. Hospitals come from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. AvalanchesVery high
  2. EarthquakesRelatively high
  3. Winter weatherRelatively high

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Sandy’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Salt Lake County and the Salt Lake City, UT metro.

Sandy home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$200,000 $400,000 $600,000 2018 2020 2022 2024 2026 Sandy $657,207 Utah $532,920 United States $366,157
$200,000 $400,000 $600,000 2018 2022 2026
  • Sandy$657,207
  • Utah$532,920
  • United States$366,157
Property tax, 2026 roll $3,297/yr median bill inside Sandy, effective 0.48% of estimated value — current assessment rolls, AssessorSearch Data Lab, quality-gated against the county's official figures

Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.

Sellers are cutting prices on about 1 in 2 Sandy listings, and the typical home goes pending in 26 days — the market is cooling.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

10% 20% 30% 40% 2018 2019 2020 2021 2022 2023 2024 2025 2026 Sandy 41.08% United States 26.90%
10% 20% 30% 40% 2018 2022 2026
  • Sandy41.08%
  • United States26.90%

Days to pending

How long the typical listing takes to go under contract.

10 20 30 40 2021 2022 2023 2024 2025 2026 Sandy 26 United States 27
10 20 30 40 2022 2024 2026
  • Sandy26
  • United States27

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

100 200 300 400 2018 2019 2020 2021 2022 2023 2024 2025 2026 Sandy 318
100 200 300 400 2018 2022 2026
  • Sandy318

New listings per month

Sellers arriving at the market.

50 100 150 2018 2019 2020 2021 2022 2023 2024 2025 2026 Sandy 97
50 100 150 2018 2022 2026
  • Sandy97

Median sale price

What buyers actually paid — closed sales, not asking prices.

$200,000 $400,000 $600,000 2018 2019 2020 2021 2022 2023 2024 2025 2026 Sandy $687,712 United States $371,407
$200,000 $400,000 $600,000 2018 2022 2026
  • Sandy$687,712
  • United States$371,407

Sale-to-list ratio

Above 100%, homes sell over asking; below, buyers negotiate wins.

98% 100% 102% 104% 2021 2022 2023 2024 2025 2026 Sandy 98.37%
98% 100% 102% 104% 2022 2024 2026
  • Sandy98.37%

Zip codes with a Sandy address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Sandy — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Sandy