States · New York · Clinton County

Saranac, New York.

Typical home $195,541 (+5.2% in a year). Plattsburgh, NY metro.

What it costs per month · Saranac $1,026/mo

to buy the typical home at today's mortgage rate — +$105 (+11%) since Jan 2024.

What the home itself did
1 year
Up $9,710 +5%
$185,832$195,541 since Sep 2025

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 $2,500 2002 2006 2010 2014 2018 2022 2026 Saranac $1,026 New York $2,755 United States $1,922
$500 $1,000 $1,500 $2,000 $2,500 2002 2010 2018 2026
  • Saranac$1,026
  • New York$2,755
  • United States$1,922

Typical home values in Saranac, NY rose 5.2% over the past year — faster than the nation's +1.2%.

Living in Saranac, Clinton County, New York

Saranac is a town of 3,852 people in Clinton County. Half its households earn more than $82,500 a year and half less, against $71,224 across Clinton County; 12% of its people live below the poverty line. 90% of its homes are lived in by their owners and 10% are rented. Unemployment in Clinton County was 4.4% in August 2026, and the county had 2.1% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then government.

People 3,852 in the 2020 census; median age 39.3
Household income $82,500 the median, give or take $15,647 · Clinton County: $71,224
Unemployment 4.4% Clinton County, August 2026; 4.4% a year before
Homes 90% lived in by their owners; 10% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Saranac is a small town in Clinton County, in the northern part of New York. Nearly everyone owns the home they live in, far more than across the county as a whole, and household incomes run higher than the county's. Winters are cold, with January the coldest month and plenty of snow, and summers are warm without being hot.

Work. Many residents work in schools, hospitals and social care, followed by government, shops and restaurants, hotels and entertainment. Across Clinton County, some of the largest workplaces are Champlain Valley Physicians Hospital, SUNY College at Plattsburgh and Schluter Systems. Most people drive a fairly short way to work, and only a few work from home.

Things to do. Macomb Reservation State Park, a protected area, is a short drive away. Farther afield, Lake Champlain and Lake Placid are both a longer drive away, as is Taylor Pond Wild Forest, a protected area with lakes and woods to explore.

Report a mistake
  • 1,404households
  • 28%of adults have a degree
  • 12%below the poverty line
  • 22 mintypical commute
  • 5%work from home

What residents work in

  • Schools, hospitals and social care24%
  • Government18%
  • Shops (retail)15%
  • Restaurants, hotels and entertainment13%
  • Transport, warehouses and utilities12%
  • Manufacturing5%

Employed residents by industry, from the Census survey. Clinton County had 31,572 jobs in 2025, 2.1% fewer than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 28° and 8°; warmest in July, 79° and 59° 0° 20° 40° 60° 80° J 28° 8° F M A M J J 79° 59° A S O N D
Average daily high and low for each month: coldest in January, 28° and 8°; warmest in July, 79° and 59° 0° 20° 40° 60° 80° J 28° 8° F M A M J J 79° 59° A S O N D

Coldest in January, with highs near 28° and lows near 8°; warmest in July, with highs near 79° and lows near 59°. About 43 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Dannemora weather station, 6 miles away (NOAA).

Largest workplaces in Clinton County

  1. Champlain Valley Physicians HospitalGeneral hospital1,754FTE
  2. SUNY College at PlattsburghUniversity or college867
  3. Schluter SystemsBuilding materials, plastics, manufacturing854
  4. Advocacy and Resource CenterSelf-help organizations for disabled persons, the elderly, and persons diagnosed with intellectual and developmental disabilities679
  5. Behavioral Health Services NorthOutpatient mental health centers and clinics585
  6. Mold-Rite PlasticsAnodizing equipment manufacturing430
  7. Peru Central School DistrictSchool district414FTE
  8. Beekmantown Central School DistrictSchool district412FTE

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 64 workplaces with 20 or more staff, 8,470 people in all across the county; Saranac has one of its own. Hospitals come from their Medicare cost reports (CMS, 2023), colleges from IPEDS (NCES, 2023–24) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Ice stormsRelatively high
  2. Inland floodingRelatively moderate
  3. Winter weatherRelatively moderate
  4. LightningRelatively moderate
  5. Strong windRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Clinton County, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Clinton County and the Plattsburgh, NY metro.

Saranac home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 $500,000 2024 2025 2026 Saranac $195,541 New York $524,942 United States $366,157
$200,000 $300,000 $400,000 $500,000 2024 2025 2026
  • Saranac$195,541
  • New York$524,942
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
falling flat warming hot overheating runaway

Market heat, inside the city limits

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

4 5 6 7 2026 Saranac 7
4 5 6 7 2026
  • Saranac7

Zip codes with a Saranac address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Saranac — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Saranac