Sartell, Minnesota.
Typical home $335,685 (+2.3% in a year), asking rent $1,462 . St. Cloud, MN metro.
to buy the typical home at today's mortgage rate — +$919 (+109%) since Jan 2020.
- 1 year
- Up $7,654 +2%
- $328,031$335,685 since Sep 2025
- 5 years
- Up $59,070 +21%
- $276,615$335,685 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Sartell$1,762
- Minnesota$1,831
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 18 years.
Typical home values in Sartell, MN rose 2.3% over the past year — faster than the nation's +1.2%.
Living in Sartell, Stearns County, Minnesota
Sartell is a city of 19,351 people in Stearns County. Half its households earn more than $84,131 a year and half less, against $77,066 across Stearns County; 7% of its people live below the poverty line. 62% of its homes are lived in by their owners and 38% are rented. Unemployment in Stearns County was 4.8% in August 2026, and the county had 0.2% more jobs in 2025 than the year before. The most residents work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Sartell is a city on the Mississippi River in Stearns County, with a younger population than most of the country and a good many families. Household incomes run above the county's, and more people own their homes than rent. A fair share of adults have a four-year degree, and the winters are long and snowy, with the coldest weather in January and warm, comfortable summers by July.
Work. Residents work mostly in schools, hospitals and social care, in shops, in professional and business services, and in restaurants, hotels and entertainment. Among the largest workplaces in Sartell are the Sartell-St. Stephen School District, DeZURIK, which makes valves for municipal water systems, and Toppan Merrill, a print shop. Most people have a fairly short drive to work, and some work from home.
Things to do. The Watab River runs in or beside town, and Donovan Lake is a short drive away for time on the water. Munsinger Gardens and Clemens Gardens, a botanical garden, are also a short drive off, and the Hill Museum & Manuscript Library is nearby for a quieter afternoon indoors.
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- 7,630households
- 41%of adults have a degree
- 7%below the poverty line
- 19 mintypical commute
- 12%work from home
What residents work in
Employed residents by industry, from the Census survey. Stearns County had 87,420 jobs in 2025, 0.2% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 21° and lows near 4°; warmest in July, with highs near 81° and lows near 61°. About 57 inches of snow and 31 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Collegeville St. John's weather station, 9 miles away (NOAA).
Largest workplaces in Sartell
- Foundation for healthcare ContinuumsNursing homes578
- Sartell-st. Stephen School DistrictSchool district535FTE
- Sartell - DeZURIKValves for water works and municipal water systems manufacturing475
- Toppan Merrill LLC SartellPrint shops, digital279
- Sam's ClubWarehouse clubs and supercenters225
- J and J HolmesIdd multi-service162
- CentraCare Sartell ClinicAmbulatory health care services147
- City of SartellExecutive offices, federal, state, and local120
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 17 workplaces with 20 or more staff, 2,527 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Strong windRelatively high
- Winter weatherRelatively high
- Inland floodingRelatively high
- TornadoesRelatively high
- Cold wavesRelatively high
- LightningRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Sartell’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Stearns County and the St. Cloud, MN metro.
Sartell home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Sartell$335,685
- Minnesota$348,778
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 3 Sartell listings, and the typical home goes pending in 28 days — the market is heating up.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Sartell34.34%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
Not enough data to draw this yet.
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Sartell72
New listings per month
Sellers arriving at the market.
- Sartell21
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Sartell$343,681
- United States$371,553
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Sartell100.24%
Zip codes with a Sartell address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Sartell — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.