Saugatuck, Michigan.
Typical home $627,725 (+5.2% in a year). Holland, MI metro.
to buy the typical home at today's mortgage rate — +$2,064 (+168%) since Jan 2020.
- 1 year
- Up $31,040 +5%
- $596,685$627,725 since Sep 2025
- 5 years
- Up $193,696 +45%
- $434,029$627,725 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Saugatuck$3,295
- Michigan$1,384
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 9 years.
Typical home values in Saugatuck, MI rose 5.2% over the past year — faster than the nation's +1.2%.
Living in Saugatuck, Allegan County, Michigan
Saugatuck is a city of 865 people in Allegan County. Half its households earn more than $121,178 a year and half less, against $83,283 across Allegan County; 11% of its people live below the poverty line. 84% of its homes are lived in by their owners and 16% are rented. Unemployment in Allegan County was 3.9% in August 2026, and the county had 5.6% more jobs in 2025 than the year before. The most people in Allegan County work in manufacturing, then schools and health care.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Saugatuck is a very small city where most homes are lived in by their owners, and residents tend to be older than in most American towns. Household incomes are well above the county's, and an unusually high share of adults hold a four-year degree. Homes here are valued far above what is typical in much of the country.
Work. Residents work mainly in manufacturing, in schools, hospitals and social care, in shops, and in professional and business services. Across Allegan County, some of the largest workplaces are Perrigo, Haworth and Tiara Yachts. Unemployment in the county has eased a little over the past year, and the county has gained jobs.
Things to do. Water is close at hand. The Kalamazoo River and Kalamazoo Lake run in or beside town, and Saugatuck Dunes State Park, a protected area, is right there too. A short drive away is Holland State Park, another protected area. Winters are cold, with January the coldest month, and summers are warm, with July the warmest.
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- 417households
- 76%of adults have a degree
- 11%below the poverty line
What people in Allegan County work in
Employed residents by industry, from the Census survey. Allegan County had 43,686 jobs in 2025, 5.6% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 32° and lows near 20°; warmest in July, with highs near 82° and lows near 62°. About 35 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Holland Tulip City Airport weather station, 8 miles away (NOAA).
Largest workplaces in Allegan County
- Perrigo Michigan Allegan PMIPharmaceutical preparation manufacturing3,500
- HaworthFurniture, office-type, padded, upholstered, or plain wood, manufacturing2,126
- JBS PlainwellAnimal fats produced in slaughtering plants1,385
- LG Energy Solutions MichiganAutomobile storage batteries manufacturing1,379
- Tiara YachtsPleasure boats manufacturing727
- Black River Stamping & Automation (Challenge Manufacturing-Plant 4)Job stampings, automotive, metal, manufacturing707
- YanfengMotor vehicle interior systems manufacturing669
- MillerKnoll, Inc. - Design YardOffice furniture, padded, upholstered, or plain wood, manufacturing556
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 147 workplaces with 20 or more staff, 21,767 people in all across the county; Saugatuck has one of its own. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Inland floodingRelatively high
- Strong windRelatively moderate
- HailRelatively moderate
- TornadoesRelatively moderate
- Winter weatherRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Saugatuck’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Allegan County and the Holland, MI metro.
Saugatuck home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Saugatuck$627,725
- Michigan$263,760
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 4 Saugatuck listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Saugatuck24.92%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Saugatuck30
New listings per month
Sellers arriving at the market.
- Saugatuck8
Zip codes with a Saugatuck address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Saugatuck — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.