Savannah, Georgia.
Typical home $318,893 (-3.0% in a year), asking rent $1,712 (-1.1%). Savannah, GA metro.
to buy the typical home at today's mortgage rate — +$955 (+133%) since Jan 2020.
- 1 year
- Down $9,874 -3%
- $328,767$318,893 since Sep 2025
- 5 years
- Up $77,941 +32%
- $240,953$318,893 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Savannah$1,674
- Georgia$1,727
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 12 years.
Typical home values in Savannah, GA fell 3.0% over the past year — slower than the nation's +1.2%.
Asking rents in Savannah, GA fell 1.1% over the past year — slower than the nation's +2.7%.
Owning the typical home in Savannah runs $526/mo more than renting one. The gap peaked at $696 in Jan 2025.
That is $2,238 a month against $1,712 rent: a $1,674 mortgage payment, plus $223 property tax and $341 insurance & upkeep.
Owning vs renting — Savannah
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$2,238
- Renting$1,712
- Mortgage only$1,674
Property tax · $223/mo 0.84% of value a year — the ACS 2020-2024 median bill over the median home value for Chatham County, GA
Insurance & upkeep · $341/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Savannah, Chatham County, Georgia
Savannah is a city of 147,780 people in Chatham County. Half its households earn more than $57,137 a year and half less, against $71,097 across Chatham County; 20% of its people live below the poverty line. 45% of its homes are lived in by their owners and 55% are rented. Unemployment in Savannah was 3.2% in August 2026, and Chatham County had 1.1% more jobs in 2025 than the year before. The most residents work in schools and health care, then restaurants and hotels.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Savannah is a coastal Georgia city and the seat of Chatham County, and its residents are younger than the typical American. Most households rent rather than own, and incomes run below the county's overall, so the city has a good deal of renting and a fair amount of hardship alongside its long-established neighborhoods. Winters are mild and summers are hot, with little or no snow and plenty of rain through the year.
Work. Many residents work in schools, hospitals and social care, in restaurants, hotels and entertainment, and in shops. Among the largest workplaces in Savannah are Savannah-Chatham County Schools, Memorial Health Univ MED Center and the Savannah College of Art and Design. Jobs across the county grew slightly last year, and most people have a fairly short commute.
Things to do. Forsyth Park is a park a short drive away, and the Telfair Museums and the SCAD Museum of Art are both museums a short drive away. For a longer outing, Fort Pulaski National Monument is a fort a longer drive away, and the Savannah River is the river that runs past the city.
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- 58,192households
- 33%of adults have a degree
- 20%below the poverty line
- 21 mintypical commute
- 12%work from home
What residents work in
Employed residents by industry, from the Census survey. Chatham County had 172,740 jobs in 2025, 1.1% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 61° and lows near 40°; warmest in July, with highs near 92° and lows near 74°. About 48 inches of rain a year, and little or no snow.
Average daily high and low, 1991–2020, at the Savannah International Airport weather station, 8 miles away (NOAA).
Largest workplaces in Savannah
- Savannah-Chatham County SchoolsSchool district5,571FTE
- Memorial Health Univ MED CenterGeneral hospital2,375FTE
- Savannah College of Art and DesignUniversity or college2,072
- St. Josephs HospitalGeneral hospital1,227FTE
- South University-Savannah OnlineUniversity or college967
- Savannah Technical CollegeTwo-year college505
- Optim OrthopedicsOrthopedic surgeons' offices360
- GA Regional Hospital at SavannahPsychiatric hospital337FTE
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 158 workplaces with 20 or more staff, 16,652 people in all. School districts come from the Common Core of Data (NCES, 2023–24), hospitals from their Medicare cost reports (CMS, 2023) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- HurricanesVery high
- DroughtRelatively moderate
- Heat wavesRelatively moderate
- Lightningrelatively high in parts of SavannahRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Savannah’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Chatham County and the Savannah, GA metro.
Savannah home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Savannah$318,893
- Georgia$329,115
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 3 Savannah listings, and the typical home goes pending in 42 days — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Savannah29.93%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Savannah42
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Savannah1,390
New listings per month
Sellers arriving at the market.
- Savannah285
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Savannah$338,122
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Savannah96.91%
Zip codes with a Savannah address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Savannah — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zip codes in Savannah
| Zip activate to sort by Zip | Place activate to sort by Place | Population sorted descending, activate to sort ascending | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|
| 31419 | Savannah | 57,077 | $1,537 | $305,114 |
| 31405 | Savannah | 40,764 | $1,649 | $337,055 |
| 31406 | Savannah | 34,904 | $1,553 | $312,069 |
| 31404 | Savannah | 30,062 | $1,745 | $244,572 |
| 31410 | Savannah | 22,214 | $1,779 | $439,303 |
| 31401 | Savannah | 20,445 | $1,994 | $550,165 |
| 31415 | Savannah | 11,082 | $1,681 | $135,318 |