States · Illinois · McLean County

Saybrook, Illinois.

Typical home $164,973 (+8.5% in a year). Bloomington, IL metro.

What it costs per month · Saybrook $866/mo

to buy the typical home at today's mortgage rate — +$468 (+117%) since Jan 2020.

What the home itself did
1 year
Up $12,991 +9%
$151,982$164,973 since Sep 2025
5 years
Up $48,065 +41%
$116,909$164,973 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Saybrook $866 Illinois $1,553 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Saybrook$866
  • Illinois$1,553
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 10 years.

Typical home values in Saybrook, IL rose 8.5% over the past year — faster than the nation's +1.2%.

Living in Saybrook, McLean County, Illinois

Saybrook is a village of 654 people in McLean County. Half its households earn more than $52,721 a year and half less, against $79,905 across McLean County; 15% of its people live below the poverty line. 83% of its homes are lived in by their owners and 17% are rented. Unemployment in McLean County was 3.4% in August 2026, and the county had 2.2% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then manufacturing.

People 654 in the 2020 census
Household income $52,721 the median, give or take $8,126 · McLean County: $79,905
Unemployment 3.4% McLean County, August 2026; 4.3% a year before
Homes 83% lived in by their owners; 17% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Saybrook is a small village where most homes are lived in by their owners, and household incomes run well below the county's. Typical homes sell for less than in many parts of the country. Winters are cold, with January the coldest month and a fair amount of snow, while July is the warmest, and rain and melted snow fall through the year.

Work. Residents work mostly in schools, hospitals and social care, with others in manufacturing, shops, and banks, insurance and property. Fewer adults hold a four-year degree than is typical, and the commute is long for many, with some people working from home. Across McLean County, the largest workplaces include Illinois State University, McLean County USD 5 and Rivian's plant in Normal, though the county has recently had fewer jobs than the year before.

Things to do. Salt Creek runs in or beside town, a small river for walking along its banks. A longer drive away are Dodds Park, and the Krannert Art Museum and Krannert Center for the Performing Arts, a museum and a theatre. The Sangamon River is also a longer drive away for time on the water.

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  • 295households
  • 16%of adults have a degree
  • 15%below the poverty line
  • 35 mintypical commute
  • 13%work from home

What residents work in

  • Schools, hospitals and social care17%
  • Manufacturing14%
  • Shops (retail)12%
  • Banks, insurance and property12%
  • Transport, warehouses and utilities12%
  • Professional and business services10%

Employed residents by industry, from the Census survey. McLean County had 87,006 jobs in 2025, 2.2% fewer than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 32° and 16°; warmest in July, 84° and 64° 20° 40° 60° 80° J 32° 16° F M A M J J 84° 64° A S O N D
Average daily high and low for each month: coldest in January, 32° and 16°; warmest in July, 84° and 64° 20° 40° 60° 80° J 32° 16° F M A M J J 84° 64° A S O N D

Coldest in January, with highs near 32° and lows near 16°; warmest in July, with highs near 84° and lows near 64°. About 18 inches of snow and 38 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Gibson City weather station, 9 miles away (NOAA).

Largest workplaces in McLean County

  1. Rivian Motorway (Normal, Illinois)Assembly plants, light trucks on chassis of own manufacture5,309
  2. Illinois State UniversityUniversity or college3,570
  3. McLean County USD 5School district1,988FTE
  4. City of BloomingtonParks, nature1,113
  5. Carle Bromenn Medical CenterGeneral hospital1,030FTE
  6. St. Joseph Medical CenterGeneral hospital843FTE
  7. FerreroChocolate bars made from cocoa beans678
  8. Bloomington SD 87School district565FTE

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 144 workplaces with 20 or more staff, 28,686 people in all across the county; Saybrook has none of its own. Colleges come from IPEDS (NCES, 2023–24), school districts from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Cold wavesRelatively high
  2. DroughtRelatively moderate
  3. HailRelatively moderate
  4. Strong windRelatively moderate
  5. Winter weatherRelatively moderate
  6. TornadoesRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Saybrook’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on McLean County and the Bloomington, IL metro.

Saybrook home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 Saybrook $164,973 Illinois $295,943 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • Saybrook$164,973
  • Illinois$295,943
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Zip codes with a Saybrook address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Saybrook — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Saybrook