Schaghticoke, New York.
Typical home $357,801 (+8.3% in a year). Albany-Schenectady-Troy, NY metro.
to buy the typical home at today's mortgage rate — +$282 (+18%) since Jan 2024.
- 1 year
- Up $27,548 +8%
- $330,254$357,801 since Sep 2025
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Schaghticoke$1,878
- New York$2,755
- United States$1,922
Typical home values in Schaghticoke, NY rose 8.3% over the past year — faster than the nation's +1.2%.
Living in Schaghticoke, Rensselaer County, New York
Schaghticoke is a village of 527 people in Rensselaer County. Unemployment in Rensselaer County was 3.9% in August 2026, and the county had 0.8% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Schaghticoke is a very small village, home to few people, and homes here are typically valued at somewhat more than the median household income across Rensselaer County would suggest is easy to reach. Winters are cold, with January the coldest month and temperatures that often stay below freezing, while July brings warm days. Rain and melted snow add up to a fair amount over the course of a year.
Work. Residents work mostly in schools, hospitals and social care, with many others in shops, professional and business services, and the building trades. Across Rensselaer County, the largest workplaces include Rensselaer Polytechnic Institute, Samaritan Hospital and Hudson Valley Community College. Unemployment across the county is close to where it was a year ago, and the county has slightly fewer jobs than the year before; commutes are on the long side, and only a small group of residents work from home.
Things to do. The Hoosic River and Saratoga National Historical Park are both a short drive away, offering water and open protected land to explore. Cohoes Falls, a waterfall, is also a short drive off. For a longer outing, the Clark Art Institute is a museum a longer drive away.
Report a mistake
- 31 mintypical commute
- 9%work from home
What residents work in
Employed residents by industry, from the Census survey. Rensselaer County had 56,312 jobs in 2025, 0.8% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 33° and lows near 11°; warmest in July, with highs near 82° and lows near 58°. About 43 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Buskirk weather station, 8 miles away (NOAA).
Largest workplaces in Rensselaer County
- Regeneron - Industrial Operations and Product Supply (IOPS)Culture media manufacturing5,100
- Rensselaer Polytechnic InstituteUniversity or college1,800
- Samaritan HospitalGeneral hospital1,753FTE
- AmazonGeneral warehousing and storage926
- OCFS Home OfficeChild and youth services907
- Hudson Valley Community CollegeTwo-year college889
- East Greenbush Central School DistrictSchool district766FTE
- Troy City School DistrictSchool district703FTE
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 97 workplaces with 20 or more staff, 18,147 people in all across the county; Schaghticoke has two of its own. Colleges come from IPEDS (NCES, 2023–24), hospitals from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- HailRelatively moderate
- Inland floodingRelatively moderate
- Strong windRelatively moderate
- LightningRelatively moderate
- Winter weatherRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Schaghticoke’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Rensselaer County and the Albany-Schenectady-Troy, NY metro.
Schaghticoke home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Schaghticoke$357,801
- New York$524,942
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
Not enough data to draw this yet.
Zip codes with a Schaghticoke address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Schaghticoke — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.