Schroeder, Minnesota.
Typical home $411,105 (+5.5% in a year). Duluth, MN-WI metro.
to buy the typical home at today's mortgage rate — $14 (-1%) since Nov 2023.
- 1 year
- Up $21,376 +5%
- $389,728$411,105 since Sep 2025
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Schroeder$2,158
- Minnesota$1,831
- United States$1,922
Typical home values in Schroeder, MN rose 5.5% over the past year — faster than the nation's +1.2%.
Living in Schroeder, Cook County, Minnesota
Schroeder is a township of 179 people in Cook County. Unemployment in Cook County was 3.9% in August 2026, and the county had 0.7% more jobs in 2025 than the year before. The most people in Cook County work in restaurants and hotels, then schools and health care.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Schroeder is a very small township on Minnesota's North Shore, in Cook County, with a population among the smallest of any place of its kind. Winters are cold, with January days that stay well below freezing and nights that fall below zero, while July is mild and pleasantly warm rather than hot. Homes here are valued well above what the county's typical household income would comfortably buy.
Work. Residents work mostly in restaurants, hotels and entertainment, in schools, hospitals and social care, in shops, and in government. Across Cook County, some of the largest workplaces are Lutsen Mountains, Cook County Hospital District and Odyssey Resorts. Unemployment across the county has risen a little over the past year, and the number of jobs has edged up slightly.
Things to do. Screech Lake is a short drive away and is a small lake close to home. A longer drive brings you to Temperance River State Park, a protected area along the river of the same name, and to Lutsen Mountains, a ski area. The Boundary Waters Canoe Area Wilderness is also a longer drive away, for those who want canoeing in protected wilderness.
Report a mistake
- 6%work from home
What people in Cook County work in
Employed residents by industry, from the Census survey. Cook County had 2,646 jobs in 2025, 0.7% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 17° and lows near -3°; warmest in July, with highs near 73° and lows near 54°.
Average daily high and low, 1991–2020, at the Lutsen 3NNE weather station, 14 miles away (NOAA).
Largest workplaces in Cook County
- Lutsen MountainsSki lift and tow operators161
- North Shore HealthSkilled nursing facilities135
- ISDK-12 education115
- Cook County Public SchoolsSchool district90FTE
- Cook County Hospital DistrictCritical access hospital66FTE
- Odyssey ResortsResort hotels without casinos53
- City of Grand MaraisGeneral public administration44
- Ymca43
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 7 workplaces with 20 or more staff, 576 people in all across the county; Schroeder has none of its own. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- LightningRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Cook County, against the rest of the country; all of them together, very low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Cook County and the Duluth, MN-WI metro.
Schroeder home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Schroeder$411,105
- Minnesota$348,778
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Zip codes with a Schroeder address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Schroeder — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zillow publishes no zip-level series with this city on the address.