Sebeka, Minnesota.
Typical home $252,848 (+3.1% in a year). Fergus Falls, MN metro.
to buy the typical home at today's mortgage rate — +$690 (+108%) since Jan 2020.
- 1 year
- Up $7,682 +3%
- $245,167$252,848 since Sep 2025
- 5 years
- Up $39,537 +19%
- $213,311$252,848 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Sebeka$1,327
- Minnesota$1,831
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 20 years.
Typical home values in Sebeka, MN rose 3.1% over the past year — faster than the nation's +1.2%.
Living in Sebeka, Wadena County, Minnesota
Sebeka is a city of 741 people in Wadena County. Half its households earn more than $39,000 a year and half less, against $61,467 across Wadena County; 25% of its people live below the poverty line. 59% of its homes are lived in by their owners and 41% are rented. Unemployment in Wadena County was 6.1% in August 2026, and the county had 4.5% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Sebeka is a very small city in Wadena County, Minnesota, where most homes are lived in by their owners. Incomes here run well below the county's, and more people live below the poverty line than is typical. Winters are long and cold, with a great deal of snow, and summers are pleasantly warm.
Work. Many residents work in schools, hospitals and social care, with manufacturing, the building trades and shops also employing local people. Sebeka Public School District, the City of Sebeka and Vitality Living of Sebeka are among the largest workplaces in town. Unemployment across Wadena County has crept up over the past year, and the county has fewer jobs than it did, though the trip to work is a fairly short one and very few people work from home.
Things to do. Yaeger Lake, Jim Cook Lake and Stocking Lake are all a short drive away, as is the Kettle River, which makes the area a natural fit for anyone who likes time by the water. Badoura State Forest, a protected area, is a longer drive away and offers more room to explore.
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- 370households
- 18%of adults have a degree
- 25%below the poverty line
- 23 mintypical commute
- 2%work from home
What residents work in
Employed residents by industry, from the Census survey. Wadena County had 5,398 jobs in 2025, 4.5% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 17° and lows near -2°; warmest in July, with highs near 79° and lows near 58°. About 46 inches of snow and 27 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the New York Mills weather station, 16 miles away (NOAA).
Largest workplaces in Sebeka
- Sebeka Public School DistrictSchool district86FTE
- City of SebekaCity and town managers' offices38
- Vitality Living of SebekaAssisted-living facilities without on-site nursing care facilities21
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 3 workplaces with 20 or more staff, 145 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Winter weatherVery high
- Strong windRelatively high
- LightningRelatively high
- Inland floodingRelatively high
- Cold wavesRelatively high
- DroughtRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Sebeka’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Wadena County and the Fergus Falls, MN metro.
Sebeka home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Sebeka$252,848
- Minnesota$348,778
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Sebeka8
New listings per month
Sellers arriving at the market.
Not enough data to draw this yet.
Zip codes with a Sebeka address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Sebeka — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.