Sergeant Bluff, Iowa.
Typical home $361,656 (+3.9% in a year). Sioux City, IA-NE-SD metro.
to buy the typical home at today's mortgage rate — +$995 (+110%) since Jan 2020.
- 1 year
- Up $13,539 +4%
- $348,117$361,656 since Sep 2025
- 5 years
- Up $83,044 +30%
- $278,612$361,656 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Sergeant Bluff$1,898
- Iowa$1,242
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 13 years.
Typical home values in Sergeant Bluff, IA rose 3.9% over the past year — faster than the nation's +1.2%.
Living in Sergeant Bluff, Woodbury County, Iowa
Sergeant Bluff is a city of 5,015 people in Woodbury County. Half its households earn more than $123,481 a year and half less, against $73,658 across Woodbury County; 10% of its people live below the poverty line. 73% of its homes are lived in by their owners and 27% are rented. Unemployment in Woodbury County was 3.7% in August 2026, and the county had 0.7% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Sergeant Bluff is a small city in Woodbury County, with household incomes well above the county's and most homes lived in by their owners. A typical home is worth more than many older homeowners might expect for the region, and fewer residents live below the poverty line than incomes alone might suggest. Winters are cold, with January the coldest month, and summers are warm, with July the warmest and a steady amount of rain and melted snow across the year.
Work. Residents work mostly in schools, hospitals and social care, with manufacturing, shops, and banks, insurance and property also common. Among the largest workplaces in town are the Sergeant Bluff-Luton Comm School District, Fareway Stores, and JP Senior Healthcare. Commutes are short, and only a small number of people work from home.
Things to do. Rivers and parks are close by, including the Big Sioux River and Ravine Park, both a short drive away. For an evening out, the Orpheum Theatre and the Sioux City Art Center are also a short drive away. Stone State Park, a protected area, is a longer drive away.
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- 1,808households
- 37%of adults have a degree
- 10%below the poverty line
- 13 mintypical commute
- 5%work from home
What residents work in
Employed residents by industry, from the Census survey. Woodbury County had 50,924 jobs in 2025, 0.7% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 30° and lows near 9°; warmest in July, with highs near 86° and lows near 63°. About 30 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Sioux City Ang weather station, a mile away (NOAA).
Largest workplaces in Sergeant Bluff
- Sergeant Bluff-Luton Comm School DistrictSchool district229FTE
- Fareway Stores, Inc. 014 Sergeant BluffGrocery stores87
- JP Senior HealthcareNursing homes76
- Embassy Rehab & Care Center & WEL-Home Health Sergeant BluffSkilled nursing facilities66
- Triland FoodsPork rinds manufacturing42
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 4 workplaces with 20 or more staff, 271 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- TornadoesVery high
- HailRelatively high
- Winter weatherRelatively high
- Cold wavesRelatively high
- Strong windRelatively high
- WildfireRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Sergeant Bluff’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Woodbury County and the Sioux City, IA-NE-SD metro.
Sergeant Bluff home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Sergeant Bluff$361,656
- Iowa$236,623
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Sergeant Bluff17
New listings per month
Sellers arriving at the market.
- Sergeant Bluff5
Zip codes with a Sergeant Bluff address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Sergeant Bluff — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.