Setauket, New York.
Typical home $872,256 (+8.3% in a year), asking rent $4,275 . New York-Newark-Jersey City, NY-NJ-PA metro.
to buy the typical home at today's mortgage rate — +$2,527 (+123%) since Jan 2020.
- 1 year
- Up $66,751 +8%
- $805,506$872,256 since Sep 2025
- 5 years
- Up $219,809 +34%
- $652,448$872,256 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Setauket$4,578
- New York$2,755
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 12 years.
Typical home values in Setauket, NY rose 8.3% over the past year — faster than the nation's +1.2%.
Living in Setauket, Suffolk County, New York
Setauket, in Suffolk County, had 3,986 people in the 2020 census. Half its households earn more than $221,771 a year and half less, against $130,686 across Suffolk County; 6% of its people live below the poverty line. Unemployment in Suffolk County was 4.1% in August 2026, and the county had 1.5% more jobs in 2025 than the year before. The most people in Suffolk County work in schools and health care, then professional services.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Setauket is a small community on the North Shore of Long Island, in Suffolk County. Household incomes here are well above the county's, and typical home values are high, while fewer people live below the poverty line than you might expect in a place this size. Adults here are far more likely than most to hold a four-year degree, and winters are cold, with summers that turn warm in July.
Work. Many residents work in schools, hospitals and social care, with others in professional and business services, shops and the building trades. Across Suffolk County, the largest workplaces include Stony Brook University Hospital and Stony Brook University. A fair number of people work from home, and the typical commute is a moderate one.
Things to do. The Long Island Museum of American Art, History, and Carriages and Frank Melville Memorial Park are in or beside town, a museum and a park for an easy afternoon. Sunken Meadow State Park, a protected area, and Cedar Beach are each a short drive away. Fire Island National Seashore is a longer drive, for a day out along the shore.
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- 1,436households
- 70%of adults have a degree
- 6%below the poverty line
- 26 mintypical commute
- 22%work from home
What people in Suffolk County work in
Employed residents by industry, from the Census survey. Suffolk County had 689,858 jobs in 2025, 1.5% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 40° and lows near 26°; warmest in July, with highs near 83° and lows near 66°.
Average daily high and low, 1991–2020, at the Setauket Strong weather station, under a mile away (NOAA).
Largest workplaces in Suffolk County
- Stony Brook University HospitalGeneral hospital8,738FTE
- Stony Brook UniversityUniversity or college5,585
- Canon USACopier rental or leasing4,982
- South Shore University HospitalGeneral hospital3,739FTE
- Good Samaritan HospitalGeneral hospital3,305FTE
- New York Cancer & Blood SpecialistsOncologists' offices2,917
- Huntington HospitalGeneral hospital2,760FTE
- Internal Revenue ServiceFederal government · Department of the Treasury2,511
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 974 workplaces with 20 or more staff, 152,960 people in all across the county; Setauket has one of its own. Hospitals come from their Medicare cost reports (CMS, 2023), colleges from IPEDS (NCES, 2023–24) and federal offices from OPM's federal workforce data (2026); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Coastal floodingRelatively high
- Winter weatherRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Setauket’s census tracts, against the rest of the country; all of them together, very low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Suffolk County and the New York-Newark-Jersey City, NY-NJ-PA metro.
Setauket home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Setauket$872,256
- New York$524,942
- United States$366,157
Sellers are cutting prices on about 1 in 5 Setauket listings, and the typical home goes pending in 29 days — the market is heating up.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Setauket19.04%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
Not enough data to draw this yet.
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Setauket63
New listings per month
Sellers arriving at the market.
- Setauket23
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Setauket$875,794
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
Not enough data to draw this yet.
Zip codes with a Setauket address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Setauket — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.