States · Ohio · Richland County

Shelby, Ohio.

Typical home $190,079 (+6.6% in a year). Mansfield, OH metro.

Property tax and schools in Shelby

Shelby’s own tax page → what a home here pays, who charges it, its levies and ballot, and its schools.

Shelby is in Richland County, where its property tax is set. Its homes there are in 2 school districts: Plymouth-Shiloh Local and Shelby City. Check your own bill.

What it costs per month · Shelby $998/mo

to buy the typical home at today's mortgage rate — +$602 (+152%) since Jan 2020.

What the home itself did
1 year
Up $11,777 +7%
$178,303$190,079 since Sep 2025
5 years
Up $53,158 +39%
$136,921$190,079 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Shelby $998 Ohio $1,291 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Shelby$998
  • Ohio$1,291
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 11 years.

Typical home values in Shelby, OH rose 6.6% over the past year — faster than the nation's +1.2%.

Living in Shelby, Richland County, Ohio

Shelby is a city of 9,282 people in Richland County. Half its households earn more than $58,351 a year and half less, against $59,509 across Richland County; 13% of its people live below the poverty line. 61% of its homes are lived in by their owners and 39% are rented. Unemployment in Richland County was 3.9% in August 2026, and the county had 0.9% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then manufacturing.

People 9,282 in the 2020 census; median age 39.1
Household income $58,351 the median, give or take $5,799 · Richland County: $59,509
Unemployment 3.9% Richland County, August 2026; 5.0% a year before
Homes 61% lived in by their owners; 39% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Shelby is a small city in Richland County, Ohio, with a median age close to that of the country as a whole. Incomes run a little below the county's, and a good number of households live under the poverty line. Most homes are lived in by their owners, and relatively few adults hold a four-year degree.

Work. Residents work mostly in schools, hospitals and social care, with manufacturing, shops, and transport and warehousing also employing many. Among the largest workplaces in Shelby are ArcelorMittal Tubular Products, which makes tube from purchased iron or steel, MTD Products, a maker of lawn and garden equipment, and Shelby City Schools. Richland County has lost a few jobs over the past year, though unemployment there has eased compared with a year earlier, and most people spend a moderate stretch of their day getting to work.

Things to do. The Sandusky River and the Black Fork Mohican River are both a short drive away for time by the water. Mansfield Motorsports Park, a race track, is also a short drive away. For a longer outing, Kingwood Center is a botanical garden. Winters here are cold, so those outings suit the warmer months, when summer highs are comfortable and the year brings a fair amount of rain and melted snow.

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  • 3,633households
  • 16%of adults have a degree
  • 13%below the poverty line
  • 24 mintypical commute
  • 8%work from home

What residents work in

  • Schools, hospitals and social care25%
  • Manufacturing16%
  • Shops (retail)11%
  • Transport, warehouses and utilities9%
  • Professional and business services8%
  • Restaurants, hotels and entertainment6%

Employed residents by industry, from the Census survey. Richland County had 48,532 jobs in 2025, 0.9% fewer than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 34° and 17°; warmest in July, 83° and 61° 20° 40° 60° 80° J 34° 17° F M A M J J 83° 61° A S O N D
Average daily high and low for each month: coldest in January, 34° and 17°; warmest in July, 83° and 61° 20° 40° 60° 80° J 34° 17° F M A M J J 83° 61° A S O N D

Coldest in January, with highs near 34° and lows near 17°; warmest in July, with highs near 83° and lows near 61°. About 42 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Mansfield West weather station, 8 miles away (NOAA).

Largest workplaces in Shelby

  1. ArcelorMittal Tubular Products - ShelbyTube made from purchased iron or steel592
  2. MTD ProductsLawn and garden equipment manufacturing340
  3. Shelby City SchoolsSchool district292FTE
  4. Shelby HospitalGeneral medical and surgical hospitals204
  5. Shelby Memorial HospitalCritical access hospital124FTE
  6. Ohnh EMPNursing care facilities91
  7. Cooper EnterprisesCustom architectural millwork and fixtures, manufacturing on a job shop basis70
  8. Lloyd Rebar CompanyConcrete reinforcing bar assemblies, fabrication51

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 8 workplaces with 20 or more staff, 1,396 people in all. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Ice stormsRelatively high
  2. Winter weatherRelatively high
  3. HailRelatively high
  4. Inland floodingRelatively high
  5. Strong windRelatively moderate
  6. LightningRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Shelby’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Richland County and the Mansfield, OH metro.

Shelby home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 Shelby $190,079 Ohio $245,982 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • Shelby$190,079
  • Ohio$245,982
  • United States$366,157

Sellers are cutting prices on about 1 in 3 Shelby listings — the market is roughly in balance.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

15% 20% 25% 30% 2024 2025 2026 Shelby 32.21% United States 26.90%
15% 20% 25% 30% 2024 2025 2026
  • Shelby32.21%
  • United States26.90%

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

20 40 60 2018 2019 2020 2021 2022 2023 2024 2025 2026 Shelby 27
20 40 60 2018 2022 2026
  • Shelby27

New listings per month

Sellers arriving at the market.

10 15 20 2023 2024 2025 2026 Shelby 14
10 15 20 2023 2024 2025 2026
  • Shelby14

Zip codes with a Shelby address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Shelby — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Shelby