States · Iowa · Benton County

Shellsburg, Iowa.

Typical home $332,979 (+9.6% in a year). Cedar Rapids, IA metro.

What it costs per month · Shellsburg $1,748/mo

to buy the typical home at today's mortgage rate — +$980 (+128%) since Jan 2020.

What the home itself did
1 year
Up $29,113 +10%
$303,866$332,979 since Sep 2025
5 years
Up $98,596 +42%
$234,383$332,979 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Shellsburg $1,748 Iowa $1,242 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Shellsburg$1,748
  • Iowa$1,242
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 10 years.

Typical home values in Shellsburg, IA rose 9.6% over the past year — faster than the nation's +1.2%.

Living in Shellsburg, Benton County, Iowa

Shellsburg is a city of 961 people in Benton County. Half its households earn more than $70,179 a year and half less, against $86,962 across Benton County; 3% of its people live below the poverty line. 87% of its homes are lived in by their owners and 13% are rented. Unemployment in Benton County was 3.3% in August 2026, and the county had 0.5% fewer jobs in 2025 than the year before. The most residents work in manufacturing, then schools and health care.

People 961 in the 2020 census
Household income $70,179 the median, give or take $10,877 · Benton County: $86,962
Unemployment 3.3% Benton County, August 2026; 4.5% a year before
Homes 87% lived in by their owners; 13% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Shellsburg is a small Iowa city where nearly everyone lives in a home they own. Incomes here run below the county's, and very few residents live below the poverty line. Few adults hold a four-year degree, and winters are cold, with a good deal of snow, while summers are warm.

Work. Residents work mainly in manufacturing, in schools, hospitals and social care, in professional and business services, and in shops. Across Benton County, some of the largest workplaces are Frontier Cooperative, which makes spices and spice mixes, the Vinton-Shellsburg Comm School District, and Virginia GAY Hospital. The commute is fairly long, and only a small share of people work from home.

Things to do. Hanging Bog State Preserve, a park, and Pleasant Creek State Recreation Area, a protected area, are both a short drive away and suit walks and time outdoors. For a museum, the Museum of Art Cedar Rapids is a longer drive away.

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  • 324households
  • 13%of adults have a degree
  • 3%below the poverty line
  • 26 mintypical commute
  • 11%work from home

What residents work in

  • Manufacturing24%
  • Schools, hospitals and social care21%
  • Professional and business services10%
  • Shops (retail)9%
  • Other services7%
  • Building trades6%

Employed residents by industry, from the Census survey. Benton County had 6,040 jobs in 2025, 0.5% fewer than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 26° and 8°; warmest in July, 81° and 60° 0° 20° 40° 60° 80° J 26° 8° F M A M J J 81° 60° A S O N D
Average daily high and low for each month: coldest in January, 26° and 8°; warmest in July, 81° and 60° 0° 20° 40° 60° 80° J 26° 8° F M A M J J 81° 60° A S O N D

Coldest in January, with highs near 26° and lows near 8°; warmest in July, with highs near 81° and lows near 60°. About 34 inches of snow and 38 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Vinton weather station, 9 miles away (NOAA).

Largest workplaces in Benton County

  1. Frontier CooperativeSpices and spice mix manufacturing441
  2. Vinton-Shellsburg Comm School DistrictSchool district271FTE
  3. Benton Comm School DistrictSchool district214FTE
  4. ClickstopCrating goods for shipping212
  5. Center Point-Urbana Comm School DistrictSchool district198FTE
  6. Virginia GAY HospitalCritical access hospital131FTE
  7. Fareway Stores, Inc. 462 VintonGrocery stores100
  8. Belle Plaine Comm School DistrictSchool district62FTE

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 16 workplaces with 20 or more staff, 1,196 people in all across the county; Shellsburg has one of its own. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Strong windVery high
  2. HailRelatively high
  3. Winter weatherRelatively high
  4. DroughtRelatively moderate
  5. TornadoesRelatively moderate
  6. Ice stormsRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Shellsburg’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Benton County and the Cedar Rapids, IA metro.

Shellsburg home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 Shellsburg $332,979 Iowa $236,623 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • Shellsburg$332,979
  • Iowa$236,623
  • United States$366,157
Property tax, 2026 roll $3,138/yr median bill inside Shellsburg, effective 1.15% of estimated value — current assessment rolls, AssessorSearch Data Lab, quality-gated against the county's official figures

Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

5 8 10 2026 Shellsburg 10
5 8 10 2026
  • Shellsburg10

Zip codes with a Shellsburg address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Shellsburg — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Shellsburg