Shiloh, Illinois.
Typical home $316,069 (+2.2% in a year), asking rent $1,293 (+7.8%). St. Louis, MO-IL metro.
to buy the typical home at today's mortgage rate — +$885 (+114%) since Jan 2020.
- 1 year
- Up $6,705 +2%
- $309,364$316,069 since Sep 2025
- 5 years
- Up $61,590 +24%
- $254,479$316,069 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Shiloh$1,659
- Illinois$1,553
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 16 years.
Typical home values in Shiloh, IL rose 2.2% over the past year — faster than the nation's +1.2%.
Asking rents in Shiloh, IL rose 7.8% over the past year — faster than the nation's +2.7%.
Owning the typical home in Shiloh runs $1,239/mo more than renting one. The gap peaked at $1,291 in Jun 2024.
That is $2,533 a month against $1,293 rent: a $1,659 mortgage payment, plus $535 property tax and $338 insurance & upkeep.
Owning vs renting — Shiloh
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$2,533
- Renting$1,293
- Mortgage only$1,659
Property tax · $535/mo 2.03% of value a year — the ACS 2020-2024 median bill over the median home value for Saint Clair County, IL
Insurance & upkeep · $338/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Shiloh, St. Clair County, Illinois
Shiloh is a village of 14,098 people in St. Clair County. Half its households earn more than $99,573 a year and half less, against $73,854 across St. Clair County; 7% of its people live below the poverty line. 63% of its homes are lived in by their owners and 37% are rented. Unemployment in St. Clair County was 3.9% in August 2026, and the county had 0.9% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Shiloh is a village in St. Clair County, Illinois, with a population that has grown past the size of many small cities. Households here earn more than the county's households as a whole, and fewer people live below the poverty line than you might expect. Most homes are lived in by their owners, and the typical home value sits well above the typical rent for a year of living there. Winters are cold, with a modest amount of snow, and summers turn hot, with rain spread through the year.
Work. Many residents work in schools, hospitals and social care, in professional and business services, and in transport, warehousing and utilities. Within Shiloh itself, Target, Whiteside Schools and the Rehabilitation Institute of Southern Illinois are among the largest workplaces. Across the county, jobs have slipped slightly from the year before, and the typical commute is a moderate one, with a good number of people working from home.
Things to do. The Gateway Arch and Gateway Arch National Park are a longer drive away, as is Forest Park, a large garden and parkland with the Saint Louis Zoo close by. Cahokia, an archaeological site, is also a longer drive away and is one of the best known places in the region. Busch Stadium, the home of the city's baseball team, rounds out the nearby options for a day out.
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- 5,792households
- 43%of adults have a degree
- 7%below the poverty line
- 25 mintypical commute
- 14%work from home
What residents work in
Employed residents by industry, from the Census survey. St. Clair County had 89,192 jobs in 2025, 0.9% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 43° and lows near 24°; warmest in July, with highs near 90° and lows near 68°. About 11 inches of snow and 43 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Belleville Siu Rsch weather station, 4 miles away (NOAA).
Largest workplaces in Shiloh
- TargetDiscount department stores217
- Whiteside SD 115School district160FTE
- THE Rehabilitation Institute of SoutRehabilitation hospital121FTE
- Wilke Window & DoorBuilding materials supply dealers105
- Addington Place of ShilohAssisted-living facilities without on-site nursing care facilities55
- Shiloh Village SD 85School district47FTE
- Charter Senior Living of ShilohSenior housing industry29
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 6 workplaces with 20 or more staff, 1,115 people in all. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Heat wavesRelatively high
- Cold wavesRelatively high
- HailRelatively high
- LightningRelatively high
- TornadoesRelatively high
- Earthquakesrelatively high in parts of ShilohRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Shiloh’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on St. Clair County and the St. Louis, MO-IL metro.
Shiloh home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Shiloh$316,069
- Illinois$295,943
- United States$366,157
Sellers are cutting prices on about 1 in 5 Shiloh listings — the market is heating up.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Shiloh21.03%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Shiloh41
New listings per month
Sellers arriving at the market.
- Shiloh19
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Shiloh$332,027
- United States$370,717
Zip codes with a Shiloh address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Shiloh — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zillow publishes no zip-level series with this city on the address.