Shiloh, Ohio.
Typical home $236,312 (+7.6% in a year), asking rent $1,058 (+4.3%). Dayton-Kettering, OH metro.
Property tax and schools in Shiloh
Shiloh is in Montgomery County, where its property tax is set. Check your own bill.
to buy the typical home at today's mortgage rate — +$718 (+138%) since Jan 2020.
- 1 year
- Up $16,753 +8%
- $219,559$236,312 since Sep 2025
- 5 years
- Up $59,510 +34%
- $176,802$236,312 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Shiloh$1,240
- Ohio$1,291
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 12 years.
Typical home values in Shiloh, OH rose 7.6% over the past year — faster than the nation's +1.2%.
Asking rents in Shiloh, OH rose 4.3% over the past year — faster than the nation's +2.7%.
Owning the typical home in Shiloh runs $776/mo more than renting one — the widest that gap has been in this data.
That is $1,834 a month against $1,058 rent: a $1,240 mortgage payment, plus $340 property tax and $253 insurance & upkeep.
Owning vs renting — Shiloh
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$1,834
- Renting$1,058
- Mortgage only$1,240
Property tax · $340/mo 1.73% of value a year — the ACS 2020-2024 median bill over the median home value for Montgomery County, OH
Insurance & upkeep · $253/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Shiloh, Montgomery County, Ohio
Shiloh, in Montgomery County, had 10,952 people in the 2020 census. Half its households earn more than $45,874 a year and half less, against $66,139 across Montgomery County; 24% of its people live below the poverty line. 48% of its homes are lived in by their owners and 52% are rented. Unemployment in Montgomery County was 3.9% in August 2026, and the county had 0.7% more jobs in 2025 than the year before. The most residents work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 26 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Shiloh is a community in Montgomery County, Ohio, with more people living there than in many towns of its kind. Incomes run well below the county's, and more households live below the poverty line than is typical. Fewer homes are lived in by their owners than you would find in most places, so renting is common. Winters are cold, with January the coldest month and temperatures that stay at or just below freezing by day and dip below it at night, and summers are warm; snow falls most winters and rain is steady through the year.
Work. Residents work mostly in schools, hospitals and social care, with many others in manufacturing, banks, insurance and property, and transport, warehouses and utilities. Among the largest workplaces in Shiloh are APS Materials, which coats metal products for the trade, and the North Dayton School of Discovery. Across Montgomery County, unemployment is lower than a year ago, and the county has added a small number of jobs. Most people have a fairly short drive to work, and a share of them work from home.
Things to do. The Boonshoft Museum of Discovery is a museum in or beside town. A short drive away is the National Museum of the United States Air Force, one of the best known museums of its kind. Also a short drive away is Sycamore State Park, a protected area for time outdoors, and the Dayton Art Institute, a museum of art.
Report a mistake
- 5,669households
- 29%of adults have a degree
- 24%below the poverty line
- 20 mintypical commute
- 10%work from home
What residents work in
Employed residents by industry, from the Census survey. Montgomery County had 251,925 jobs in 2025, 0.7% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 36° and lows near 20°; warmest in July, with highs near 87° and lows near 66°. About 12 inches of snow and 42 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Dayton Mcd weather station, 4 miles away (NOAA).
Largest workplaces in Shiloh
- APS MaterialsAluminum coating of metal products for the trade282
- Ohnh EMPNursing care facilities167
- North Dayton School of DiscoverySchool district102FTE
- Horizon Science Academy Dayton High SchoolSchool district31FTE
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 2 workplaces with 20 or more staff, 449 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Strong windRelatively moderate
- Cold wavesRelatively moderate
- Winter weatherRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Shiloh’s census tracts, against the rest of the country; all of them together, very low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Montgomery County and the Dayton-Kettering, OH metro.
Shiloh home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Shiloh$236,312
- Ohio$245,982
- United States$366,157
Sellers are cutting prices on about 1 in 3 Shiloh listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Shiloh34.72%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Shiloh55
New listings per month
Sellers arriving at the market.
- Shiloh16
Zip codes with a Shiloh address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Shiloh — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.