States · Illinois · Macoupin County

Shipman, Illinois.

Typical home $92,381 (-6.9% in a year). St. Louis, MO-IL metro.

What it costs per month · Shipman $485/mo

to buy the typical home at today's mortgage rate — +$184 (+61%) since Jan 2020.

What the home itself did
1 year
Down $6,818 -7%
$99,199$92,381 since Sep 2025
5 years
Up $2,095 +2%
$90,285$92,381 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Shipman $485 Illinois $1,553 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Shipman$485
  • Illinois$1,553
  • United States$1,922

Typical home values in Shipman, IL fell 6.9% over the past year — slower than the nation's +1.2%.

Living in Shipman, Macoupin County, Illinois

Shipman is a town of 511 people in Macoupin County. Unemployment in Macoupin County was 3.8% in August 2026, and the county had 2.3% fewer jobs in 2025 than the year before. The most people in Macoupin County work in schools and health care, then shops.

People 511 in the 2020 census; median age 32.8
Household income Too few homes in Shipman for the Census survey to measure.
Unemployment 3.8% Macoupin County, August 2026; 4.8% a year before
Homes Too few homes in Shipman for the Census survey to measure.

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Shipman is a very small town in Macoupin County, home to far fewer people than most towns in the state. Its residents are younger than in much of the country, and homes here cost well below what is typical across the nation. Winters are cold, with snow most years, and summers are warm, with a fair amount of rain through the year.

Work. Many residents work in schools, hospitals and social care, in shops, in manufacturing and in the building trades. Across Macoupin County, the largest workplaces include Carlinville Area Hospital, Carlinville CUSD 1 and North Mac CUSD 34. Fewer people here hold a four-year degree than across much of the country, the daily drive to work is a long one, and almost no one works from home.

Things to do. Beaver Dam State Park is the closest of the well-known places, a protected area a short drive away. A longer drive brings you to the Illinois River, and to Pere Marquette State Park, another protected area. The river and the parks are the natural draw for a day out.

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  • 16%of adults have a degree
  • 14%below the poverty line
  • 35 mintypical commute
  • 1%work from home

What people in Macoupin County work in

  • Schools, hospitals and social care23%
  • Shops (retail)12%
  • Manufacturing11%
  • Building trades8%
  • Restaurants, hotels and entertainment8%
  • Transport, warehouses and utilities7%

Employed residents by industry, from the Census survey. Macoupin County had 9,921 jobs in 2025, 2.3% fewer than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 36° and 19°; warmest in July, 86° and 66° 20° 40° 60° 80° J 36° 19° F M A M J J 86° 66° A S O N D
Average daily high and low for each month: coldest in January, 36° and 19°; warmest in July, 86° and 66° 20° 40° 60° 80° J 36° 19° F M A M J J 86° 66° A S O N D

Coldest in January, with highs near 36° and lows near 19°; warmest in July, with highs near 86° and lows near 66°. About 16 inches of snow and 40 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Carlinville weather station, 15 miles away (NOAA).

Largest workplaces in Macoupin County

  1. Carlinville Area HospitalCritical access hospital240FTE
  2. Carlinville CUSD 1School district206FTE
  3. North Mac CUSD 34School district194FTE
  4. WalmartWarehouse clubs and supercenters182
  5. Gillespie CUSD 7School district176FTE
  6. Staunton CUSD 6School district165FTE
  7. Blackburn CollegeUniversity or college149
  8. Mount Olive Container129

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 33 workplaces with 20 or more staff, 2,077 people in all across the county; Shipman has none of its own. Hospitals come from their Medicare cost reports (CMS, 2023), school districts from the Common Core of Data (NCES, 2023–24) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. LightningVery high
  2. Strong windVery high
  3. Cold wavesVery high
  4. Heat wavesRelatively high
  5. HailRelatively high
  6. EarthquakesRelatively high

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Shipman’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Macoupin County and the St. Louis, MO-IL metro.

Shipman home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 Shipman $92,381 Illinois $295,943 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • Shipman$92,381
  • Illinois$295,943
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Zip codes with a Shipman address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Shipman — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Shipman