Siler, Kentucky.
Typical home $94,634 (-11.3% in a year). London, KY metro.
to buy the typical home at today's mortgage rate — +$172 (+53%) since Jan 2020.
- 1 year
- Down $12,047 -11%
- $106,681$94,634 since Sep 2025
- 5 years
- Down $15,274 -14%
- $109,908$94,634 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Siler$497
- Kentucky$1,212
- United States$1,922
At the last five years' pace, prices here aren't rising.
Typical home values in Siler, KY fell 11.3% over the past year — slower than the nation's +1.2%.
Living in Siler, Whitley County, Kentucky
The Census does not count Siler on its own, so the figures here are Whitley County's. Half the county's households earn more than $44,615 a year and half less; 26% of the county's people live below the poverty line. 67% of the county's homes are lived in by their owners and 33% are rented. Unemployment in Whitley County was 4.3% in August 2026, and the county had 3.7% more jobs in 2025 than the year before. The most people in Whitley County work in schools and health care, then restaurants and hotels.
Written by AI Claude Haiku 5.5 wrote this on 22 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Siler is a small community in Whitley County, in the hills of southeastern Kentucky, where most homes are lived in by their owners. Winters are cold and bring snow, summers are warm, and rain falls through much of the year. Household incomes are modest, and a considerable share of residents live below the poverty line.
Work. Schools, hospitals and social care, restaurants, hotels and entertainment, shops, and manufacturing employ many residents. Unemployment has eased over the past year, and the county added jobs. Fewer adults hold a four-year degree than the national average, and most commutes are short while few people work from home.
Things to do. Kentucky Ridge State Forest, a protected area a short drive away, offers woodland to explore close to town. Cumberland Falls, a waterfall a longer drive away, is one of the best known sights in the region. Cumberland Gap National Historical Park, also a longer drive off, protects a historic mountain pass that early settlers used to reach the west.
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- 13,541households
- 35.2median age
- 21%of adults have a degree
- 26%below the poverty line
- 24 mintypical commute
- 10%work from home
What people in Whitley County work in
Employed residents by industry, from the Census survey. Whitley County had 14,880 jobs in 2025, 3.7% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 45° and lows near 25°; warmest in July, with highs near 87° and lows near 63°. About 11 inches of snow and 52 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Williamsburg weather station, 12 miles away (NOAA).
Largest workplaces in Whitley County
- University of the CumberlandsUniversity or college1,630
- Baptist Health CorbinGeneral hospital1,044FTE
- Whitley County SchoolsSchool district726FTE
- Bridgestone AmericasRubber product manufacturing for mechanical use460
- Corbin Independent SchoolsSchool district400FTE
- Asplundh Tree ExpertTree removal services310
- WalmartWarehouse clubs and supercenters273
- Pepsi of CorbinPop, soda, manufacturing266
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 32 workplaces with 20 or more staff, 5,284 people in all. Colleges come from IPEDS (NCES, 2023–24), hospitals from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Winter weatherRelatively moderate
- Cold wavesRelatively moderate
- Strong windRelatively moderate
- LightningRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Whitley County, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Whitley County and the London, KY metro.
Siler home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Siler$94,634
- Kentucky$230,909
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Zip codes with a Siler address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Siler — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zillow publishes no zip-level series with this city on the address.