Silver Gate, Montana.
Typical home $667,867 (-6.2% in a year).
to buy the typical home at today's mortgage rate — +$2,003 (+133%) since Jan 2020.
- 1 year
- Down $43,869 -6%
- $711,736$667,867 since Sep 2025
- 5 years
- Up $74,992 +13%
- $592,874$667,867 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Silver Gate$3,505
- Montana$2,453
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 29 years.
Typical home values in Silver Gate, MT fell 6.2% over the past year — slower than the nation's +1.2%.
Living in Silver Gate, Park County, Montana
Silver Gate, in Park County, had 19 people in the 2020 census. 95% of its homes are lived in by their owners and 5% are rented. Unemployment in Park County was 2.1% in August 2026, and the county had 2.6% more jobs in 2025 than the year before. The most people in Park County work in schools and health care, then professional services.
Written by AI Claude Haiku 5.5 wrote this on 22 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Silver Gate is a very small community in Montana, where most homes are lived in by their owners and neighbors tend to know one another. Winters are colder than in most of the country, and snow arrives heavily and stays for much of the year. Summers are mild and green by comparison, so the town has a clear seasonal rhythm.
Work. Many residents work in schools, hospitals and social care, or in professional and business services. Restaurants, hotels and entertainment also employ a good number of people, as do the building trades. Because the community is so small, the range of local jobs is narrower than in a larger town.
Things to do. The Absaroka-Beartooth Wilderness, a protected area, is a short drive away and offers a quiet place for walking and looking at the scenery. Beauty Lake, also a short drive away, is a calm spot for a lakeside outing. Tower Fall, a waterfall a longer drive away, makes a rewarding trip when the roads are clear.
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What people in Park County work in
Employed residents by industry, from the Census survey. Park County had 7,396 jobs in 2025, 2.6% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in December, with highs near 22° and lows near 6°; warmest in July, with highs near 74° and lows near 39°. About 213 inches of snow and 27 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Cooke City West weather station, under a mile away (NOAA).
Largest workplaces in Park County
- Livingston HealthcareCritical access hospital310FTE
- PFL TechBusiness services205
- Diamond Rock HospitalityHotels, resort, without casinos155
- Livingston Elem SchoolsSchool district126FTE
- AlbertsonsSupermarkets and other grocery stores122
- Park H S SchoolsSchool district61FTE
- Ranch and Home SupplyRetail46
- Total Electric ofElectrical contractors45
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 12 workplaces with 20 or more staff, 1,259 people in all across the county; Silver Gate has none of its own. Hospitals come from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- AvalanchesVery high
- WildfireRelatively high
- Winter weatherRelatively high
- Inland floodingRelatively high
- LightningRelatively high
- LandslidesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Silver Gate’s census tracts, against the rest of the country; all of them together, very high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Park County.
Silver Gate home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Silver Gate$667,867
- Montana$467,275
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Zip codes with a Silver Gate address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Silver Gate — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.