Silver Grove, Kentucky.
Typical home $188,060 (-3.7% in a year). Cincinnati, OH-KY-IN metro.
to buy the typical home at today's mortgage rate — +$495 (+100%) since Jan 2020.
- 1 year
- Down $7,130 -4%
- $195,190$188,060 since Sep 2025
- 5 years
- Up $23,526 +14%
- $164,534$188,060 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Silver Grove$987
- Kentucky$1,212
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 26 years.
Typical home values in Silver Grove, KY fell 3.7% over the past year — slower than the nation's +1.2%.
Living in Silver Grove, Campbell County, Kentucky
Silver Grove is a city of 1,154 people in Campbell County. Half its households earn more than $46,595 a year and half less, against $77,567 across Campbell County; 8% of its people live below the poverty line. Unemployment in Campbell County was 3.5% in August 2026, and the county had 1.0% more jobs in 2025 than the year before. The most people in Campbell County work in schools and health care, then professional services.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Silver Grove is a small city in Campbell County, Kentucky, with a population that is modest even by small-town standards. Household incomes here run well below the county's, and homes are priced on the more affordable side. Few adults hold a four-year degree. Winters are cold, with January the coldest month, summers turn properly warm by July, and the year brings a fair amount of rain and melted snow.
Work. Residents are employed mostly in schools, hospitals and social care, with professional and business services, manufacturing, and banks, insurance and property also drawing many workers. Across Campbell County, some of the largest workplaces are Campbell County Schools, St. Elizabeth Fort Thomas hospital, and The Hillshire Brands Company. Unemployment in the county has eased a little over the past year, and the county has added a small number of jobs. The typical commute is moderate, and few people work from home.
Things to do. Cincinnati's best-known attractions are a short drive away. The Cincinnati Zoo and Botanical Garden is a zoo with gardens, the Cincinnati Art Museum is a museum of art, and the Newport Aquarium is an aquarium. Great American Ball Park, also a short drive off, is a ballpark.
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- 12%of adults have a degree
- 8%below the poverty line
- 24 mintypical commute
- 5%work from home
What people in Campbell County work in
Employed residents by industry, from the Census survey. Campbell County had 32,037 jobs in 2025, 1.0% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 41° and lows near 24°; warmest in July, with highs near 87° and lows near 65°. About 43 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Cincinnati Lunken Airport weather station, 4 miles away (NOAA).
Largest workplaces in Campbell County
- PL MarketingMarketing consulting services2,322
- Campbell County SchoolsSchool district745FTE
- THE Hillshire Brands CompanyMeat processed from carcasses685
- St Elizabeth Ft ThomasGeneral hospital620FTE
- Castellini CompanyRefrigerated warehousing510
- Prysmian Cables and Systems USA, LLC Highland HeightsCable, nonferrous, insulated, or armored, made from purchased nonferrous wire495
- Fort Thomas Independent SchoolsSchool district355FTE
- Kroger Cincinnati-Dayton KMAWarehouse clubs and supercenters341
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 52 workplaces with 20 or more staff, 8,257 people in all across the county; Silver Grove has one of its own. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- LightningRelatively high
- TornadoesRelatively high
- Strong windRelatively moderate
- Cold wavesRelatively moderate
- Ice stormsRelatively moderate
- Winter weatherRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Silver Grove’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Campbell County and the Cincinnati, OH-KY-IN metro.
Silver Grove home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Silver Grove$188,060
- Kentucky$230,909
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Zip codes with a Silver Grove address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Silver Grove — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.