Simpsonville, Kentucky.
Typical home $412,592 (+0.3% in a year). Louisville/Jefferson County, KY-IN metro.
to buy the typical home at today's mortgage rate — +$1,087 (+101%) since Jan 2020.
- 1 year
- Up $1,115 +0%
- $411,477$412,592 since Sep 2025
- 5 years
- Up $54,095 +15%
- $358,497$412,592 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Simpsonville$2,166
- Kentucky$1,212
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 25 years.
Typical home values in Simpsonville, KY rose 0.3% over the past year — slower than the nation's +1.2%.
Living in Simpsonville, Shelby County, Kentucky
Simpsonville is a city of 2,990 people in Shelby County. Half its households earn more than $91,188 a year and half less, against $82,604 across Shelby County; 7% of its people live below the poverty line. 83% of its homes are lived in by their owners and 17% are rented. Unemployment in Shelby County was 3.7% in August 2026, and the county had 0.2% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then construction.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Simpsonville is a small city in Shelby County, where most homes are lived in by their owners and incomes run above the county's. Residents are fairly young for a place where so many people own their homes, and a good share of adults hold a four-year degree. Winters are cold and summers warm, with a fair amount of rain and melted snow through the year.
Work. Many residents work in schools, hospitals and social care, the building trades, manufacturing, and restaurants, hotels and entertainment. Among the largest workplaces in Simpsonville are Faurecia Automotive Seating, F B Purnell Sausage Co and LG&E. Shelby County has seen slightly fewer jobs than a year earlier, and unemployment there is close to where it stood a year ago.
Things to do. The Whitney Young Birthplace and Museum is in or beside town. A longer drive away are the Louisville Zoo, Kentucky Kingdom, an amusement park, and the Speed Art Museum, one of the museums in the Louisville area.
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- 1,255households
- 44%of adults have a degree
- 7%below the poverty line
- 25 mintypical commute
- 13%work from home
What residents work in
Employed residents by industry, from the Census survey. Shelby County had 16,522 jobs in 2025, 0.2% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 42° and lows near 20°; warmest in July, with highs near 88° and lows near 62°. About 50 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Shelbyville East weather station, 8 miles away (NOAA).
Largest workplaces in Simpsonville
- RCS TransportationRailroad terminals, independent operation894
- Faurecia Automotive SeatingMotor vehicle seats manufacturing499
- F B Purnell Sausage CoProcessed meats manufacturing279
- Traditional Logistics & Cartage (TLC) - KCDARailroad terminals, independent operation215
- LG&EDistribution of electric power108
- Holman Upfitting - LouisvilleTruck bodies assembling on purchased chassis95
- Priority Yard & TrainRailroad terminals, independent operation79
- Titan Transportation - TORailroad terminals, independent operation23
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 8 workplaces with 20 or more staff, 2,192 people in all. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Strong windVery high
- LightningVery high
- TornadoesVery high
- Ice stormsRelatively moderate
- Cold wavesRelatively moderate
- Winter weatherRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Simpsonville’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Shelby County and the Louisville/Jefferson County, KY-IN metro.
Simpsonville home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Simpsonville$412,592
- Kentucky$230,909
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 3 Simpsonville listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Simpsonville32.45%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Simpsonville28
New listings per month
Sellers arriving at the market.
- Simpsonville8
Zip codes with a Simpsonville address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Simpsonville — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.