Simsbury, Connecticut.
Typical home $546,565 (+6.3% in a year), asking rent $2,597 (+5.4%). Hartford-East Hartford-Middletown, CT metro.
to buy the typical home at today's mortgage rate — +$1,717 (+149%) since Jan 2020.
- 1 year
- Up $32,386 +6%
- $514,179$546,565 since Sep 2025
- 5 years
- Up $170,961 +46%
- $375,603$546,565 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Simsbury$2,869
- Connecticut$2,348
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 9 years.
Typical home values in Simsbury, CT rose 6.3% over the past year — faster than the nation's +1.2%.
Asking rents in Simsbury, CT rose 5.4% over the past year — faster than the nation's +2.7%.
Owning the typical home in Simsbury runs $1,935/mo more than renting one. The gap peaked at $1,941 in Aug 2026.
That is $4,532 a month against $2,597 rent: a $2,869 mortgage payment, plus $1,078 property tax and $585 insurance & upkeep.
Owning vs renting — Simsbury
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$4,532
- Renting$2,597
- Mortgage only$2,869
Property tax · $1,078/mo 2.37% of value a year — the ACS 2017-2021 median bill over the median home value for Hartford County, CT
Insurance & upkeep · $585/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Simsbury, Connecticut
Simsbury is a town in . Half its households earn more than $157,907 a year and half less; 5% of its people live below the poverty line. 75% of its homes are lived in by their owners and 25% are rented. The most residents work in schools and health care, then finance and property.
Written by AI Claude Haiku 5.5 wrote this on 22 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Simsbury is a town in the Farmington Valley of north-central Connecticut, and most of its homes are lived in by their owners. Many adults hold a college degree, and incomes here sit well above those in much of the country. Winters are cold and snowy, summers are warm, and rain and melted snow fall through much of the year.
Work. Many residents work in schools, hospitals and social care, or in banks, insurance and property. Professional and business services and manufacturing also give work to a good number of people. A notable share of residents work from home.
Things to do. Stratton Brook State Park is in or beside town, a protected area for quiet time outdoors. The Farmington River is a short drive away, and the Mark Twain House, a museum, is also a short drive off. Talcott Mountain State Park, another protected area, lies a short drive away.
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- 9,358households
- 42.3median age
- 72%of adults have a degree
- 5%below the poverty line
- 26 mintypical commute
- 27%work from home
What residents work in
Employed residents by industry, from the Census survey.
Weather through the year
Coldest in January, with highs near 36° and lows near 17°; warmest in July, with highs near 84° and lows near 62°. About 39 inches of snow and 53 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Burlington weather station, 8 miles away (NOAA).
Natural hazards
- Ice stormsVery high
- Inland floodingRelatively high
- Cold wavesRelatively high
- HurricanesRelatively high
- LightningRelatively high
- TornadoesRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across its planning region, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on and the Hartford-East Hartford-Middletown, CT metro.
Simsbury home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Simsbury$546,565
- Connecticut$447,319
- United States$366,157
Sellers are cutting prices on about 1 in 5 Simsbury listings, and the typical home goes pending in 7 days — the market is cooling.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Simsbury19.39%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Simsbury7
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Simsbury57
New listings per month
Sellers arriving at the market.
- Simsbury30
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Simsbury$594,390
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Simsbury109.71%
Zip codes with a Simsbury address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Simsbury — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zip codes in Simsbury
| Zip activate to sort by Zip | Place activate to sort by Place | Population sorted descending, activate to sort ascending | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|
| 06070 | Simsbury | 15,254 | $2,677 | $546,651 |
| 06092 | West Simsbury | 4,665 | — | $626,664 |
| 06089 | Weatogue | 3,728 | $2,573 | $496,164 |
| 06081 | Tariffville | 1,419 | — | $370,344 |