Smithfield, Kentucky.
Typical home $373,160 (+7.1% in a year). Louisville/Jefferson County, KY-IN metro.
to buy the typical home at today's mortgage rate — +$1,159 (+145%) since Jan 2020.
- 1 year
- Up $24,815 +7%
- $348,345$373,160 since Sep 2025
- 5 years
- Up $95,574 +34%
- $277,586$373,160 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Smithfield$1,959
- Kentucky$1,212
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 12 years.
Typical home values in Smithfield, KY rose 7.1% over the past year — faster than the nation's +1.2%.
Living in Smithfield, Henry County, Kentucky
Smithfield is a city of 124 people in Henry County. Unemployment in Henry County was 4.0% in August 2026, and the county had 5.3% more jobs in 2025 than the year before. The most people in Henry County work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Smithfield is a very small city in Henry County, Kentucky, with a population far smaller than most towns people think of when they hear the word. Homes here are valued well above what the county's incomes would suggest, and few adults hold a four-year degree. Winters are cold, with January the coldest month, and summers turn hot by July, with a good deal of rain and melted snow across the year.
Work. Across Henry County, the biggest workplaces include Henry County Schools, Hussey Copper and Eminence Independent Schools. Residents work mostly in schools, hospitals and social care, followed by manufacturing, shops and professional and business services. Few people work from home, and the typical commute is a fairly long one by small-town standards.
Things to do. The Kentucky River and Fourteen Mile Creek are the nearest waterways to know, both a longer drive away. Falls of the Ohio State Park, also a longer drive away, is a protected area along the Ohio River. For a day out in Louisville, the Louisville Zoo and the Muhammad Ali Center, a museum, are both a longer drive away.
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- 2%of adults have a degree
- 26 mintypical commute
- 1%work from home
What people in Henry County work in
Employed residents by industry, from the Census survey. Henry County had 3,044 jobs in 2025, 5.3% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 41° and lows near 23°; warmest in July, with highs near 88° and lows near 65°. About 53 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Crestwood 4NE weather station, 9 miles away (NOAA).
Largest workplaces in Henry County
- Henry County SchoolsSchool district332FTE
- Hussey CopperCopper and copper-based shapes made from purchased metal or scrap175
- Eminence Independent SchoolsSchool district132FTE
- New Castle Nursing and RehabSkilled nursing facilities71
- Hussey Copper - FabCopper and copper-based shapes made from purchased metal or scrap60
- Eminence SpeakerLoudspeakers manufacturing58
- Clean Harbors48
- Kentucky State PolicePolicing41
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 9 workplaces with 20 or more staff, 535 people in all across the county; Smithfield has none of its own. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Strong windVery high
- LightningRelatively high
- TornadoesRelatively high
- Cold wavesRelatively moderate
- Winter weatherRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Smithfield’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Henry County and the Louisville/Jefferson County, KY-IN metro.
Smithfield home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Smithfield$373,160
- Kentucky$230,909
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Smithfield6
Zip codes with a Smithfield address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Smithfield — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.