Smithfield, Maine.
Typical home $274,123 (+7.3% in a year).
to buy the typical home at today's mortgage rate — +$940 (+188%) since Jan 2020.
- 1 year
- Up $18,596 +7%
- $255,527$274,123 since Sep 2025
- 5 years
- Up $83,403 +44%
- $190,721$274,123 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Smithfield$1,439
- Maine$2,162
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 10 years.
Typical home values in Smithfield, ME rose 7.3% over the past year — faster than the nation's +1.2%.
Living in Smithfield, Somerset County, Maine
Smithfield is a town of 925 people in Somerset County. Half its households earn more than $107,917 a year and half less, against $58,179 across Somerset County; 6% of its people live below the poverty line. 89% of its homes are lived in by their owners and 11% are rented. Unemployment in Somerset County was 4.1% in August 2026, and the county had 1.2% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Smithfield is a very small Maine town where nearly everyone owns the home they live in. Residents are older than in most places, and household incomes run well above the county's, with fewer people living in poverty than you might expect for the area. Winters are cold and long, with heavy snow, and summers are mild and warm.
Work. Many residents work in schools, hospitals and social care, with manufacturing, the building trades and shops also common. Across Somerset County, Sappi North America, which makes paper products in its mills, and Redington-Fairview General Hospital are among the largest workplaces. Commutes are long, and a good share of people work from home.
Things to do. Norridgewock, an archaeological site, is a short drive away, as are the Sandy River and the L. C. Bates Museum. Eaton Mountain, a ski area, is a longer drive, which suits the snowy winters here.
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- 413households
- 35%of adults have a degree
- 6%below the poverty line
- 32 mintypical commute
- 22%work from home
What residents work in
Employed residents by industry, from the Census survey. Somerset County had 15,847 jobs in 2025, 1.2% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 27° and lows near 7°; warmest in July, with highs near 79° and lows near 57°. About 86 inches of snow and 49 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the New Sharon weather station, 10 miles away (NOAA).
Largest workplaces in Somerset County
- Sappi North AmericaPaper products made in paper mills796
- Redington-fairview General HospitalCritical access hospital691FTE
- RSU 54/msad 54 SchoolsSchool district510FTE
- RSU 49/msad 49 SchoolsSchool district376FTE
- WalmartWarehouse clubs and supercenters301
- WalmartWarehouse clubs and supercenters255
- Sebasticook Valley HospitalCritical access hospital210FTE
- Cianbro1208
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 43 workplaces with 20 or more staff, 4,763 people in all across the county; Smithfield has none of its own. Hospitals come from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Winter weatherRelatively high
- Cold wavesRelatively high
- Ice stormsRelatively high
- LightningRelatively high
- HurricanesRelatively moderate
- DroughtRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Somerset County, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Somerset County.
Smithfield home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Smithfield$274,123
- Maine$412,002
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Smithfield9
Zip codes with a Smithfield address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Smithfield — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.