Smithfield, Nebraska.
Typical home $272,796 (-0.8% in a year). Lexington, NE metro.
to buy the typical home at today's mortgage rate — +$47 (+3%) since Dec 2023.
- 1 year
- Down $2,117 -1%
- $274,913$272,796 since Sep 2025
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Smithfield$1,432
- Nebraska$1,461
- United States$1,922
Typical home values in Smithfield, NE fell 0.8% over the past year — slower than the nation's +1.2%.
Living in Smithfield, Gosper County, Nebraska
Smithfield is a village of 60 people in Gosper County. Half its households earn more than $51,118 a year and half less, against $77,500 across Gosper County. Unemployment in Gosper County was 2.9% in August 2026, and the county had 5.8% fewer jobs in 2025 than the year before. The most people in Gosper County work in schools and health care, then farming.
Written by AI Claude Haiku 5.5 wrote this on 22 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Smithfield is a village in Gosper County, Nebraska, and it is very small, with so few residents that neighbors likely know one another well. Household incomes here are lower than the county's as a whole. Most of the people who live here have spent their lives in this part of the state, and the pace of life is quiet and unhurried.
Work. Many residents work in schools, hospitals and social care, or in farming, forestry and mining. Shops and local government also employ people here. Fewer adults hold a four-year degree than across the country, and that shapes the kinds of work available nearby.
Things to do. The Heartland Museum of Military Vehicles, a museum, is one of the best known places within reach, though it is a longer drive away. The Robert Henri Museum, also a museum, is another option at a similar distance. For time outdoors, Medicine Creek State Recreation Area, a protected area, is a longer drive away and offers a quiet setting by the river.
Report a mistake
- 3%of adults have a degree
What people in Gosper County work in
Employed residents by industry, from the Census survey. Gosper County had 426 jobs in 2025, 5.8% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 38° and lows near 15°; warmest in July, with highs near 86° and lows near 64°. About 20 inches of snow and 23 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Canaday Steam Plt weather station, 9 miles away (NOAA).
Largest workplaces in Gosper County
- Elwood Public SchoolsSchool district45FTE
School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- HailVery high
- Strong windVery high
- Winter weatherVery high
- DroughtRelatively high
- LightningRelatively high
- TornadoesRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Smithfield’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Gosper County and the Lexington, NE metro.
Smithfield home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Smithfield$272,796
- Nebraska$278,299
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Zip codes with a Smithfield address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Smithfield — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zillow publishes no zip-level series with this city on the address.