Somerset, Pennsylvania.
Typical home $224,529 (+6.2% in a year), asking rent $612 . Somerset, PA metro.
to buy the typical home at today's mortgage rate — +$123 (+12%) since Jan 2024.
- 1 year
- Up $13,145 +6%
- $211,384$224,529 since Sep 2025
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Somerset$1,178
- Pennsylvania$1,507
- United States$1,922
Typical home values in Somerset, PA rose 6.2% over the past year — faster than the nation's +1.2%.
Living in Somerset, Somerset County, Pennsylvania
Somerset is a borough of 6,048 people in Somerset County. Half its households earn more than $47,102 a year and half less, against $61,446 across Somerset County; 17% of its people live below the poverty line. 57% of its homes are lived in by their owners and 43% are rented. Unemployment in Somerset County was 4.2% in August 2026, and the county had 0.4% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Somerset is a small borough where the typical resident is older than in most of the country, and where homes are more often owned than rented. Incomes run below the county's, and homes and rents are priced to match a modest local economy. Winters are cold and snowy, with January the coldest month, while summers stay mild, and precipitation is plentiful through the year.
Work. Many residents work in schools, hospitals and social care, with shops and professional services close behind. The largest workplaces in town include UPMC Somerset, Somerset Area Schools and Leiss Tool & Die. Most people have a short trip to work, and fewer work from home than might be expected today.
Things to do. Several state parks sit a short drive away, including Laurel Hill State Park and Kooser State Park, both good for walking and time outdoors. The Flight 93 National Memorial, also a short drive off, is a protected area that draws visitors from well beyond the region. Fallingwater, a museum and one of the best known houses in the country, is a longer drive away.
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- 2,845households
- 24%of adults have a degree
- 17%below the poverty line
- 17 mintypical commute
- 8%work from home
What residents work in
Employed residents by industry, from the Census survey. Somerset County had 23,200 jobs in 2025, 0.4% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 32° and lows near 17°; warmest in July, with highs near 77° and lows near 61°. About 56 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Hidden Valley weather station, 10 miles away (NOAA).
Largest workplaces in Somerset
- Upmc SomersetGeneral hospital436FTE
- Somerset Area SDSchool district297FTE
- Wheeler Fleet Solutions - SomersetMotor vehicle parts and accessories, new, merchant wholesalers279
- University of Pittsburgh Medical CenterOffices of physicians143
- Eat'n Park RestaurantsFull service restaurant82
- Leiss Tool & DieMachine shops56
- SomersetMail and parcel delivery36
- Leiss Tool & DieCompressors, air and gas, general purpose-type, manufacturing35
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 8 workplaces with 20 or more staff, 1,155 people in all. Hospitals come from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- LightningRelatively high
- Winter weatherRelatively moderate
- Strong windRelatively moderate
- Inland floodingRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Somerset’s census tracts, against the rest of the country; all of them together, very low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Somerset County and the Somerset, PA metro.
Somerset home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Somerset$224,529
- Pennsylvania$287,078
- United States$366,157
Sellers are cutting prices on about 1 in 5 Somerset listings, and the typical home goes pending in 15 days — the market is heating up.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Somerset20.80%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
Not enough data to draw this yet.
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Somerset49
New listings per month
Sellers arriving at the market.
- Somerset19
Zip codes with a Somerset address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Somerset — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zip codes in Somerset
| Zip activate to sort by Zip | Place activate to sort by Place | Population sorted descending, activate to sort ascending | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|
| 15501 | Somerset | 16,240 | $612 | $200,530 |
| 15502 | Hidden Valley | 113 | — | $301,268 |