Somerset, Wisconsin.
Typical home $417,747 (+1.9% in a year). Minneapolis-St. Paul-Bloomington, MN-WI metro.
to buy the typical home at today's mortgage rate — +$1,183 (+117%) since Jan 2020.
- 1 year
- Up $7,853 +2%
- $409,894$417,747 since Sep 2025
- 5 years
- Up $72,990 +21%
- $344,757$417,747 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Somerset$2,193
- Wisconsin$1,770
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 18 years.
Typical home values in Somerset, WI rose 1.9% over the past year — faster than the nation's +1.2%.
Living in Somerset, St. Croix County, Wisconsin
Somerset is a village of 3,019 people in St. Croix County. Half its households earn more than $80,395 a year and half less, against $103,046 across St. Croix County; 15% of its people live below the poverty line. Unemployment in St. Croix County was 3.4% in August 2026, and the county had 1.1% more jobs in 2025 than the year before. The most residents work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Somerset is a village in St. Croix County, Wisconsin, on the western edge of the state. Incomes in the village run below the county's, and the typical home is valued well above what many places in the country ask. Fewer adults hold a four-year degree than you might expect, and winters are colder than in most of the country, with warm summers and a fair amount of rain and melted snow through the year.
Work. Residents work mostly in schools, hospitals and social care, in manufacturing, in shops, and in restaurants, hotels and entertainment. Among the largest workplaces in Somerset are SMC, a manufacturer of awnings and rigid plastic or fiberglass products, Schwing Bioset, which works in water treatment, and Preco, which makes presses and metal balers. Commutes are fairly long, and few people work from home. In St. Croix County, unemployment is a little higher than a year ago, while the number of jobs has grown slightly.
Things to do. The Apple River is a short drive away, as are Willow River State Park and William O'Brien State Park, both protected areas good for a walk or a day outdoors. The Stillwater Overlook, a tourist attraction, is also a short drive off. For a longer outing, the Saint Croix River and White Bear Lake are a longer drive away.
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- 1,294households
- 21%of adults have a degree
- 15%below the poverty line
- 28 mintypical commute
- 5%work from home
What residents work in
Employed residents by industry, from the Census survey. St. Croix County had 37,379 jobs in 2025, 1.1% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 27° and lows near 9°; warmest in July, with highs near 85° and lows near 64°. About 35 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Stillwater Southeast weather station, 8 miles away (NOAA).
Largest workplaces in Somerset
- SMCAwnings, rigid plastics or fiberglass, manufacturing584
- Schwing BiosetWater treatment and distribution200
- Preco, LLC SomersetPresses, metal baling, manufacturing166
- Somerset School DistrictSchool district163FTE
- American Structural MetalsBuildings, prefabricated metal, manufacturing67
- WI Somerset43
- Logistics RecyclingWaste collection services28
- Schwing BiosetIndustrial machine manufacturer27
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 10 workplaces with 20 or more staff, 1,181 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Strong windRelatively high
- HailRelatively moderate
- TornadoesRelatively moderate
- Cold wavesRelatively moderate
- LightningRelatively moderate
- Winter weatherRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across St. Croix County, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on St. Croix County and the Minneapolis-St. Paul-Bloomington, MN-WI metro.
Somerset home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Somerset$417,747
- Wisconsin$337,196
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 3 Somerset listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Somerset29.18%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Somerset31
New listings per month
Sellers arriving at the market.
- Somerset10
Zip codes with a Somerset address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Somerset — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.