States · Nebraska · Greeley County

Spalding, Nebraska.

Typical home $279,928 (+9.1% in a year).

What it costs per month · Spalding $1,469/mo

to buy the typical home at today's mortgage rate — +$820 (+126%) since Jan 2020.

What the home itself did
1 year
Up $23,267 +9%
$256,661$279,928 since Sep 2025
5 years
Up $60,230 +27%
$219,698$279,928 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Spalding $1,469 Nebraska $1,461 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Spalding$1,469
  • Nebraska$1,461
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 14 years.

Typical home values in Spalding, NE rose 9.1% over the past year — faster than the nation's +1.2%.

Living in Spalding, Greeley County, Nebraska

Spalding is a village of 408 people in Greeley County. Half its households earn more than $65,625 a year and half less, against $63,929 across Greeley County; 3% of its people live below the poverty line. 90% of its homes are lived in by their owners and 10% are rented. Unemployment in Greeley County was 2.5% in August 2026, and the county had 2.4% more jobs in 2025 than the year before. The most people in Greeley County work in schools and health care, then farming.

People 408 in the 2020 census
Household income $65,625 the median, give or take $12,535 · Greeley County: $63,929
Unemployment 2.5% Greeley County, August 2026; 2.9% a year before
Homes 90% lived in by their owners; 10% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Spalding is a small village in Greeley County, Nebraska, where nearly everyone lives in a home they own. Household incomes run a little above the county's, and very few residents live below the poverty line. Winters are cold and snowy, with January the coldest month, while summers turn warm, with July the warmest.

Work. Residents work mostly in schools, hospitals and social care, followed by farming, forestry and mining, then shops and the building trades. Across Greeley County, the largest workplaces are school districts, among them Central Valley Public Schools and Riverside Public Schools. Unemployment in the county is low and a little lower than a year ago, and the county has gained jobs over the past year.

Things to do. The Loup River is a river a longer drive away, and it is a natural place to spend a day near the water. Olson Nature Preserve, also a longer drive away, is a protected area for walking and watching the landscape.

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  • 151households
  • 19%of adults have a degree
  • 3%below the poverty line
  • 6%work from home

What people in Greeley County work in

  • Schools, hospitals and social care24%
  • Farming, forestry and mining17%
  • Shops (retail)13%
  • Building trades8%
  • Other services7%
  • Manufacturing6%

Employed residents by industry, from the Census survey. Greeley County had 628 jobs in 2025, 2.4% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 34° and 11°; warmest in July, 86° and 61° 20° 40° 60° 80° J 34° 11° F M A M J J 86° 61° A S O N D
Average daily high and low for each month: coldest in January, 34° and 11°; warmest in July, 86° and 61° 20° 40° 60° 80° J 34° 11° F M A M J J 86° 61° A S O N D

Coldest in January, with highs near 34° and lows near 11°; warmest in July, with highs near 86° and lows near 61°. About 30 inches of snow and 26 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Greeley weather station, 13 miles away (NOAA).

Largest workplaces in Greeley County

  1. Central Valley Public SchoolsSchool district89FTE
  2. Riverside Public SchoolsSchool district63FTE

School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. HailVery high
  2. Strong windVery high
  3. Winter weatherVery high
  4. DroughtRelatively high
  5. Ice stormsRelatively high
  6. TornadoesRelatively high

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Spalding’s census tracts, against the rest of the country; all of them together, very high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Greeley County.

Spalding home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 Spalding $279,928 Nebraska $278,299 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • Spalding$279,928
  • Nebraska$278,299
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Zip codes with a Spalding address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Spalding — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Spalding

Zip Place Population Rent Home value
68665 Spalding 638 — $260,896
68842 Greeley 538 — $203,389