States · Ohio · Medina County

Spencer, Ohio.

Typical home $322,702 (+5.0% in a year). Cleveland-Elyria, OH metro.

Property tax and schools in Spencer

Spencer’s own tax page → what a home here pays, who charges it, its levies and ballot, and its schools.

Spencer is in Medina County, where its property tax is set. Its homes there are in the Black River Local school district. Check your own bill.

What it costs per month · Spencer $1,694/mo

to buy the typical home at today's mortgage rate — +$965 (+132%) since Jan 2020.

What the home itself did
1 year
Up $15,294 +5%
$307,408$322,702 since Sep 2025
5 years
Up $74,624 +30%
$248,078$322,702 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Spencer $1,694 Ohio $1,291 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Spencer$1,694
  • Ohio$1,291
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 13 years.

Typical home values in Spencer, OH rose 5.0% over the past year — faster than the nation's +1.2%.

Living in Spencer, Medina County, Ohio

Spencer is a village of 684 people in Medina County. Unemployment in Medina County was 1.5% in August 2026, and the county had 0.6% more jobs in 2025 than the year before. The most people in Medina County work in schools and health care, then manufacturing.

People 684 in the 2020 census
Household income Too few homes in Spencer for the Census survey to measure.
Unemployment 1.5% Medina County, August 2026; 3.0% a year before
Homes Too few homes in Spencer for the Census survey to measure.

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Spencer is a very small village in Medina County, the kind of place where residents are likely to know one another by name. Winters are cold, with January the coldest month and a good deal of snow through the season. Summers are warm, with July the warmest month, and rain and melted snow fall steadily across the year. Fewer adults here hold a four-year degree than is typical across the country, and the typical home is worth more than many might expect for a village this size.

Work. Residents work mostly in schools, hospitals and social care, with many others in manufacturing, shops and professional and business services. Across Medina County, some of the largest workplaces are Medina Hospital, Medina City Schools and the Westfield Group Home Office. Commutes are fairly long, so many people drive some distance to their jobs, and few work from home. Across Medina County, unemployment is lower than it was a year ago, and the number of jobs has edged up slightly.

Things to do. Findley State Park, a protected area with woods and water, is a short drive away. Farther afield, Chippewa Lake Park is a former amusement park, and Gardenview Horticultural Park is a botanical garden, both a longer drive away. The Ohio State Reformatory, now a museum, is another longer trip for a day out.

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  • 261households
  • 13%of adults have a degree
  • 11%below the poverty line
  • 30 mintypical commute
  • 6%work from home

What people in Medina County work in

  • Schools, hospitals and social care22%
  • Manufacturing14%
  • Shops (retail)12%
  • Professional and business services10%
  • Banks, insurance and property8%
  • Restaurants, hotels and entertainment8%

Employed residents by industry, from the Census survey. Medina County had 63,249 jobs in 2025, 0.6% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 32° and 17°; warmest in July, 82° and 60° 20° 40° 60° 80° J 32° 17° F M A M J J 82° 60° A S O N D
Average daily high and low for each month: coldest in January, 32° and 17°; warmest in July, 82° and 60° 20° 40° 60° 80° J 32° 17° F M A M J J 82° 60° A S O N D

Coldest in January, with highs near 32° and lows near 17°; warmest in July, with highs near 82° and lows near 60°. About 36 inches of snow and 41 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Chippewa Lake weather station, 10 miles away (NOAA).

Largest employers in Medina County

  1. Cleveland Clinic1,795
  2. Westfield Insurance1,105
  3. Medina County1,101
  4. Discount Drug Mart905
  5. Brunswick City School District775
  6. Medina City School District771
  7. Stanley Black and Decker750
  8. Sandridge Food Corporation679

From Medina County’s annual financial report for 2024, its schedule of principal employers (its source: “Medina County Economic Development Corporation”), as Ohio’s Auditor of State publishes it: the report. Employees as the report counts them.

Natural hazards

  1. Strong windRelatively high
  2. Winter weatherRelatively high
  3. TornadoesRelatively high
  4. Ice stormsRelatively moderate
  5. HailRelatively moderate
  6. Inland floodingRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Spencer’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Medina County and the Cleveland-Elyria, OH metro.

Spencer home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 Spencer $322,702 Ohio $245,982 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • Spencer$322,702
  • Ohio$245,982
  • United States$366,157
Property tax, 2026 roll $2,923/yr median bill inside Spencer, effective 1.06% of estimated value — current assessment rolls, AssessorSearch Data Lab, quality-gated against the county's official figures

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

5 6 7 8 2026 Spencer 6
5 6 7 8 2026
  • Spencer6

Zip codes with a Spencer address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Spencer — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Spencer