Spencer, Wisconsin.
Typical home $231,833 (+9.0% in a year). Wausau-Weston, WI metro.
to buy the typical home at today's mortgage rate — +$682 (+128%) since Jan 2020.
- 1 year
- Up $19,135 +9%
- $212,698$231,833 since Sep 2025
- 5 years
- Up $68,576 +42%
- $163,257$231,833 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Spencer$1,217
- Wisconsin$1,770
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 10 years.
Typical home values in Spencer, WI rose 9.0% over the past year — faster than the nation's +1.2%.
Living in Spencer, Clark County, Wisconsin
Spencer is a village of 1,818 people in Clark County. Half its households earn more than $69,750 a year and half less, against $67,400 across Clark County; 2% of its people live below the poverty line. 72% of its homes are lived in by their owners and 28% are rented. Unemployment in Clark County was 2.7% in August 2026, and the county had 0.4% more jobs in 2025 than the year before. The most residents work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Spencer is a village in Clark County, Wisconsin, small enough that neighbors tend to know one another. Most homes are lived in by their owners, and household incomes run a little above the county's, with very few residents living below the poverty line. Winters are cold, with January the coldest month, while summers turn warm in July, and the year brings a moderate amount of rain and melted snow.
Work. Residents work mostly in schools, hospitals and social care, with manufacturing, shops and the building trades also employing many. Across Clark County, some of the largest workplaces are Grassland Dairy Products, Cummins Filtration and Land O Lakes Spencer. Commutes are short, and a fair number of people work from home.
Things to do. A short drive away are Foxfire Botanical Gardens, a botanical garden, and Jurustic Park, a museum. Marshfield Motor Speedway, a race track, is also a short drive away. For time on the water, Lake DuBay is a longer drive away.
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- 752households
- 15%of adults have a degree
- 2%below the poverty line
- 19 mintypical commute
- 16%work from home
What residents work in
Employed residents by industry, from the Census survey. Clark County had 11,428 jobs in 2025, 0.4% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 23° and lows near 7°; warmest in July, with highs near 80° and lows near 58°. About 25 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Marshfield Municipal Airport weather station, 10 miles away (NOAA).
Largest workplaces in Clark County
- Grassland Dairy ProductsButter manufacturing710
- Cummins FiltrationFilters automotive, truck, and bus, manufacturing393
- WB ManufacturingFurniture, factory-type, manufacturing330
- Abbyland Pork PackSlaughtering, custom324
- Haas Son'sSewer main, pipe and connection, construction305
- Land O Lakes SpencerCheese, imitation or substitute, manufacturing286
- Cavco Industries321991162
- MMC-NeillsvilleHospitals, general medical and surgical148
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 43 workplaces with 20 or more staff, 4,941 people in all across the county; Spencer has two of its own. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Cold wavesRelatively high
- HailRelatively moderate
- Strong windRelatively moderate
- LightningRelatively moderate
- TornadoesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Clark County, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Clark County and the Wausau-Weston, WI metro.
Spencer home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Spencer$231,833
- Wisconsin$337,196
- United States$366,157
Sellers are cutting prices on about 1 in 13 Spencer listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
Not enough data to draw this yet.
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Spencer17
New listings per month
Sellers arriving at the market.
Not enough data to draw this yet.
Zip codes with a Spencer address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Spencer — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.