Speonk, New York.
Typical home $781,152 (+4.8% in a year). New York-Newark-Jersey City, NY-NJ-PA metro.
to buy the typical home at today's mortgage rate — +$164 (+4%) since Nov 2023.
- 1 year
- Up $35,590 +5%
- $745,562$781,152 since Sep 2025
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Speonk$4,100
- New York$2,755
- United States$1,922
Typical home values in Speonk, NY rose 4.8% over the past year — faster than the nation's +1.2%.
Living in Speonk, Suffolk County, New York
The Census does not count Speonk on its own, so the figures here are Suffolk County's. Half the county's households earn more than $130,686 a year and half less; 6% of the county's people live below the poverty line. 82% of the county's homes are lived in by their owners and 18% are rented. Unemployment in Suffolk County was 4.1% in August 2026, and the county had 1.5% more jobs in 2025 than the year before. The most people in Suffolk County work in schools and health care, then professional services.
Written by AI Claude Haiku 5.5 wrote this on 22 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Speonk is a hamlet on the eastern end of Long Island in Suffolk County, where most homes are lived in by their owners, a larger share than in much of the country. Across the county, home prices are high, well above what most of the country pays, and incomes are a little above the county's. Residents tend to be settled, with a fair number of people who have a four-year degree. Winters are cold, with January the coldest month, and summers are warm. Rain and melted snow fall across much of the year.
Work. Many residents work in schools, hospitals and social care, professional and business services, shops, and the building trades. Across Suffolk County, unemployment has edged up a little over the past year, and the number of jobs grew slightly in the most recent year. Most people drive to work, and the typical commute is on the longer side. Relatively few people work from home.
Things to do. The Long Island Aquarium and Exhibition Center, an aquarium a short drive away, is one of the better-known places to visit nearby. Fire Island National Seashore, a protected area a longer drive away, offers beaches and dunes for a day outdoors. The Peconic River, a short drive away, suits a quiet walk or a paddle on the water.
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- 512,565households
- 41.7median age
- 40%of adults have a degree
- 6%below the poverty line
- 31 mintypical commute
- 12%work from home
What people in Suffolk County work in
Employed residents by industry, from the Census survey. Suffolk County had 689,858 jobs in 2025, 1.5% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 39° and lows near 20°; warmest in July, with highs near 81° and lows near 62°. About 43 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Westhamptn Gabreski Airport weather station, 4 miles away (NOAA).
Largest workplaces in Suffolk County
- Stony Brook University HospitalGeneral hospital8,738FTE
- Stony Brook UniversityUniversity or college5,585
- Canon USACopier rental or leasing4,982
- South Shore University HospitalGeneral hospital3,739FTE
- Good Samaritan HospitalGeneral hospital3,305FTE
- New York Cancer & Blood SpecialistsOncologists' offices2,917
- Huntington HospitalGeneral hospital2,760FTE
- Internal Revenue ServiceFederal government · Department of the Treasury2,511
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 974 workplaces with 20 or more staff, 152,960 people in all. Hospitals come from their Medicare cost reports (CMS, 2023), colleges from IPEDS (NCES, 2023–24) and federal offices from OPM's federal workforce data (2026); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Winter weatherVery high
- Coastal floodingVery high
- LightningVery high
- Ice stormsVery high
- Inland floodingRelatively high
- Strong windRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Suffolk County, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Suffolk County and the New York-Newark-Jersey City, NY-NJ-PA metro.
Speonk home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Speonk$781,152
- New York$524,942
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Zip codes with a Speonk address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Speonk — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.