Spring Lake, Michigan.
Typical home $429,587 (+6.4% in a year), asking rent $1,899 . Grand Rapids-Kentwood, MI metro.
to buy the typical home at today's mortgage rate — +$1,296 (+135%) since Jan 2020.
- 1 year
- Up $25,879 +6%
- $403,708$429,587 since Sep 2025
- 5 years
- Up $107,121 +33%
- $322,467$429,587 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Spring Lake$2,255
- Michigan$1,384
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 12 years.
Typical home values in Spring Lake, MI rose 6.4% over the past year — faster than the nation's +1.2%.
Living in Spring Lake, Ottawa County, Michigan
Spring Lake is a village of 2,497 people in Ottawa County. 90% of its homes are lived in by their owners and 10% are rented. Unemployment in Ottawa County was 4.0% in August 2026, and the county had 1.9% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Spring Lake is a small village where nearly everyone owns the home they live in, a much higher share than is usual across the country. Incomes in the surrounding county run well above the national middle, and relatively few residents live in poverty. Winters are cold, with January the coldest month and plenty of snow mixed into the year's rain, while summers are warm without being hot.
Work. Many residents work in schools, hospitals and social care, with professional and business services, manufacturing, and banking, insurance and property also common. Spring Lake Public Schools and Spring Lake Hardware are among the largest workplaces in the village itself. Unemployment across the county is a little lower than a year ago, though the county has fewer jobs than it did the year before. Commutes are typical in length, and a good number of people work from home.
Things to do. Water is the main draw. The Grand River and Grand Haven State Park are both a short drive away, and Hoffmaster State Park is close as well for time outdoors. In winter, Mulligan's Hollow Ski Bowl is in or beside town. For a longer outing, the Gerald R. Ford Presidential Museum is a longer drive away.
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- 1,205households
- 49%of adults have a degree
- 7%below the poverty line
- 23 mintypical commute
- 17%work from home
What residents work in
Employed residents by industry, from the Census survey. Ottawa County had 129,408 jobs in 2025, 1.9% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 32° and lows near 19°; warmest in July, with highs near 80° and lows near 62°. About 38 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Grand Haven Wwtp weather station, a mile away (NOAA).
Largest workplaces in Spring Lake
- Spring Lake Public SchoolsSchool district304FTE
- Spring Lake HardwareHardware stores23
- Spring LakeMail and parcel delivery22
- G.A. Richards Plant 2Presses, metal forming, manufacturing21
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 3 workplaces with 20 or more staff, 66 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Strong windRelatively moderate
- Inland floodingRelatively moderate
- Winter weatherRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Spring Lake’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Ottawa County and the Grand Rapids-Kentwood, MI metro.
Spring Lake home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Spring Lake$429,587
- Michigan$263,760
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 3 Spring Lake listings, and the typical home goes pending in 9 days — the market is cooling.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Spring Lake33.25%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Spring Lake9
- United States21
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Spring Lake83
New listings per month
Sellers arriving at the market.
- Spring Lake27
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Spring Lake$487,269
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Spring Lake98.78%
Zip codes with a Spring Lake address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Spring Lake — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zillow publishes no zip-level series with this city on the address.