Spring Valley, Illinois.
Typical home $145,581 (+5.0% in a year). Ottawa, IL metro.
to buy the typical home at today's mortgage rate — +$406 (+113%) since Jan 2020.
- 1 year
- Up $6,907 +5%
- $138,675$145,581 since Sep 2025
- 5 years
- Up $30,472 +26%
- $115,109$145,581 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Spring Valley$764
- Illinois$1,553
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 15 years.
Typical home values in Spring Valley, IL rose 5.0% over the past year — faster than the nation's +1.2%.
Living in Spring Valley, Bureau County, Illinois
Spring Valley is a city of 5,582 people in Bureau County. Half its households earn more than $70,598 a year and half less, against $69,257 across Bureau County; 7% of its people live below the poverty line. 65% of its homes are lived in by their owners and 35% are rented. Unemployment in Bureau County was 4.0% in August 2026, and the county had 0.1% fewer jobs in 2025 than the year before. The most residents work in shops, then schools and health care.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Spring Valley is a small city in Bureau County, Illinois, where most homes are lived in by their owners and typical home values are modest. Household incomes run a little above the county's, and fewer residents live below the poverty line than you might expect for a town of this size. Winters are cold and snowy, with January the coldest month, while July brings warm summer days, and rain and melted snow arrive through the year.
Work. Residents work mainly in shops, in schools, hospitals and social care, in restaurants, hotels and entertainment, and in manufacturing. Among the largest workplaces in town are the city government itself, Goldwater Care Spring Valley, a skilled nursing facility, and Riverfront Stamping, a metal stamping manufacturer. The typical commute is short, and very few people work from home. Across Bureau County, unemployment has eased compared with a year earlier, though the number of jobs has slipped slightly.
Things to do. Starved Rock State Park, a protected area, is a short drive away, as is Matthiessen State Park, another protected area. The Vermilion River also lies a short drive from town. Buffalo Rock State Park is a longer drive away.
Report a mistake
- 2,235households
- 17%of adults have a degree
- 7%below the poverty line
- 19 mintypical commute
- 4%work from home
What residents work in
Employed residents by industry, from the Census survey. Bureau County had 10,021 jobs in 2025, 0.1% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 30° and lows near 14°; warmest in July, with highs near 84° and lows near 63°. About 28 inches of snow and 38 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Peru weather station, 4 miles away (NOAA).
Largest workplaces in Spring Valley
- Spring ValleyCity of spring valley113
- Goldwater Care Spring ValleySkilled nursing facilities91
- Riverfront StampingMetal stampings, unfinished, manufacturing70
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 3 workplaces with 20 or more staff, 274 people in all. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- TornadoesRelatively high
- Cold wavesRelatively high
- Strong windrelatively high in parts of Spring ValleyRelatively moderate
- HailRelatively moderate
- Winter weatherRelatively moderate
- LightningRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Spring Valley’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Bureau County and the Ottawa, IL metro.
Spring Valley home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Spring Valley$145,581
- Illinois$295,943
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 5 Spring Valley listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Spring Valley18.19%
- United States26.36%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Spring Valley19
New listings per month
Sellers arriving at the market.
Not enough data to draw this yet.
Zip codes with a Spring Valley address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Spring Valley — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zip codes in Spring Valley
| Zip activate to sort by Zip | Place activate to sort by Place | Population sorted descending, activate to sort ascending | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|
| 61362 | Spring Valley | 5,764 | — | $144,938 |
| 61329 | Ladd | 1,356 | — | $154,227 |