Springfield, Kentucky.
Typical home $259,442 (+4.3% in a year).
to buy the typical home at today's mortgage rate — +$821 (+152%) since Jan 2020.
- 1 year
- Up $10,640 +4%
- $248,802$259,442 since Sep 2025
- 5 years
- Up $67,924 +35%
- $191,517$259,442 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Springfield$1,362
- Kentucky$1,212
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 11 years.
Typical home values in Springfield, KY rose 4.3% over the past year — faster than the nation's +1.2%.
Living in Springfield, Washington County, Kentucky
Springfield is a city of 2,846 people in Washington County. 58% of its homes are lived in by their owners and 42% are rented. Unemployment in Washington County was 3.8% in August 2026, and the county had 2.3% fewer jobs in 2025 than the year before. The most residents work in manufacturing, then schools and health care.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Springfield is a small city and the seat of Washington County, Kentucky, where most homes are lived in by their owners. Few adults here hold a four-year degree compared with many places, and only a small number work from home. Winters are cold, with January highs a little above freezing and lows well below it, while July brings warm, hot days; snow falls lightly through the year and the rain is plentiful.
Work. Residents work mostly in manufacturing, in schools, hospitals and social care, in professional and business services, and in the building trades. Among the largest workplaces in Springfield are INOAC Group North America, which makes automobile seat frames, Washington County Schools, and Bluegrass Ingredients, which processes milk into concentrated and powdered products. Unemployment across Washington County is about where it stood a year earlier, though the county has fewer jobs than it did the year before.
Things to do. Lincoln Homestead State Park, a protected area, is a short drive away. A longer drive leads to Abraham Lincoln Birthplace National Historical Park, another protected area, and to My Old Kentucky Home State Park, a museum. The Salt River is also within a longer drive for time by the water.
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- 1,338households
- 15%of adults have a degree
- 10%below the poverty line
- 4%work from home
What residents work in
Employed residents by industry, from the Census survey. Washington County had 3,569 jobs in 2025, 2.3% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 43° and lows near 26°; warmest in July, with highs near 87° and lows near 66°. About 12 inches of snow and 52 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Bardstown 5E weather station, 12 miles away (NOAA).
Largest workplaces in Springfield
- INOAC Group North AmericaAutomobile seat frames, metal, manufacturing316
- Washington County SchoolsSchool district243FTE
- Bluegrass Ingredients - SPRMilk, concentrated, condensed, dried, evaporated, and powdered, manufacturing115
- LB ManufacturingAutomotive stamping69
- Downey & Sons PalletPallet parts, wood, manufacturing64
- Wildman Business Group - SpringfieldPower laundries, family63
- Alltech Inc. - SpringfieldAnimal feed mills manufacturing59
- SpringfieldMail and parcel delivery26
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 8 workplaces with 20 or more staff, 737 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Strong windRelatively high
- TornadoesRelatively high
- HailRelatively high
- LightningRelatively high
- Winter weatherRelatively high
- Ice stormsRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Springfield’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Washington County.
Springfield home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Springfield$259,442
- Kentucky$230,909
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 4 Springfield listings — the market is cooling.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Springfield23.57%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Springfield62
New listings per month
Sellers arriving at the market.
- Springfield12
Zip codes with a Springfield address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Springfield — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.