Springfield, Ohio.
Typical home $187,512 (+3.2% in a year), asking rent $1,222 (+9.5%). Springfield, OH metro.
Property tax and schools in Springfield
Springfield’s own tax page → what a home here pays, who charges it, its levies and ballot, and its schools.
Springfield is in Clark County, where its property tax is set. Its homes there are in 4 school districts: Clark-Shawnee Local, Northeastern Local, Northwestern Local and Springfield City. Check your own bill.
to buy the typical home at today's mortgage rate — +$590 (+150%) since Jan 2020.
- 1 year
- Up $5,808 +3%
- $181,704$187,512 since Sep 2025
- 5 years
- Up $53,840 +40%
- $133,672$187,512 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Springfield$984
- Ohio$1,291
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 10 years.
Typical home values in Springfield, OH rose 3.2% over the past year — faster than the nation's +1.2%.
Asking rents in Springfield, OH rose 9.5% over the past year — faster than the nation's +2.7%.
Owning the typical home in Springfield runs $149/mo more than renting one. The gap peaked at $223 in Jun 2024.
That is $1,371 a month against $1,222 rent: a $984 mortgage payment, plus $186 property tax and $201 insurance & upkeep.
Owning vs renting — Springfield
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$1,371
- Renting$1,222
- Mortgage only$984
Property tax · $186/mo 1.19% of value a year — the ACS 2020-2024 median bill over the median home value for Clark County, OH
Insurance & upkeep · $201/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Springfield, Clark County, Ohio
Springfield is a city of 58,662 people in Clark County. Half its households earn more than $47,143 a year and half less, against $63,132 across Clark County; 23% of its people live below the poverty line. 52% of its homes are lived in by their owners and 48% are rented. Unemployment in Springfield was 4.3% in August 2026, and Clark County had 3.0% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Springfield is a city in Clark County, Ohio, with a fairly young population for a place of its size. Incomes here run well below the county's as a whole, and poverty is more common than in most places. About as many households rent as own, and homes and rents are within reach compared with many parts of the country. Fewer adults hold a four-year degree than across much of the country.
Work. Many residents work in schools, hospitals and social care, with manufacturing, restaurants and hotels, and shops also employing a good share. Among the largest workplaces in Springfield are the Springfield City School District, Dole Fresh Vegetables and Clark State College. Unemployment has eased compared with a year earlier, though across Clark County there are fewer jobs than there were the year before. Most people get to work in a short commute, and few work from home.
Things to do. In or beside town, the Clark County Heritage Center is a museum of local history, and Carleton Davidson Stadium is a ballpark. A short drive away, Buck Creek State Park offers protected parkland, and the Little Miami Scenic Trail is a trail for walking and cycling. Winters are cold, with January the coldest month, while summers turn warm, and precipitation falls fairly evenly through the year as rain and melted snow.
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- 24,650households
- 17%of adults have a degree
- 23%below the poverty line
- 21 mintypical commute
- 7%work from home
What residents work in
Employed residents by industry, from the Census survey. Clark County had 45,578 jobs in 2025, 3.0% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 36° and lows near 18°; warmest in July, with highs near 84° and lows near 62°. About 40 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Springfield Wtp weather station, 3 miles away (NOAA).
Largest workplaces in Springfield
- Springfield City School DistrictSchool district1,275FTE
- Dole Fresh VegetablesSalads, fresh or refrigerated, manufacturing752
- Gordon Food Service, Inc. OH-SPRIN01General line grocery merchant wholesalers547
- Clark State CollegeUniversity or college504
- Silfex Inc. SpringfieldSemiconductor devices manufacturing424
- SPR - Aldi INC Ohio371
- Wittenberg UniversityUniversity or college370
- WalmartWarehouse clubs and supercenters346
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 67 workplaces with 20 or more staff, 8,016 people in all. School districts come from the Common Core of Data (NCES, 2023–24) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Ice stormsRelatively moderate
- HailRelatively moderate
- Winter weatherRelatively moderate
- Strong windRelatively moderate
- TornadoesRelatively moderate
- LightningRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Springfield’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Clark County and the Springfield, OH metro.
Springfield home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Springfield$187,512
- Ohio$245,982
- United States$366,157
Sellers are cutting prices on about 1 in 3 Springfield listings, and the typical home goes pending in 11 days — the market is heating up.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Springfield31.32%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Springfield11
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Springfield319
New listings per month
Sellers arriving at the market.
- Springfield121
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Springfield$172,313
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Springfield97.59%
Zip codes with a Springfield address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Springfield — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zip codes in Springfield
| Zip activate to sort by Zip | Place activate to sort by Place | Population sorted descending, activate to sort ascending | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|
| 45503 | Springfield | 32,638 | $1,386 | $193,848 |
| 45505 | Springfield | 19,826 | $1,097 | $129,690 |
| 45502 | Springfield | 17,692 | — | $311,601 |
| 45504 | Springfield | 16,363 | — | $211,909 |
| 45506 | Springfield | 13,435 | $1,292 | $114,561 |
| 45349 | North Hampton | 234 | — | $172,401 |