States · Michigan · Alcona County

Spruce, Michigan.

Typical home $221,516 (+9.8% in a year). Alpena, MI metro.

What it costs per month · Spruce $1,163/mo

to buy the typical home at today's mortgage rate — +$633 (+120%) since Jan 2020.

What the home itself did
1 year
Up $19,686 +10%
$201,830$221,516 since Sep 2025
5 years
Up $56,510 +34%
$165,005$221,516 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Spruce $1,163 Michigan $1,384 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Spruce$1,163
  • Michigan$1,384
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 12 years.

Typical home values in Spruce, MI rose 9.8% over the past year — faster than the nation's +1.2%.

Living in Spruce, Alcona County, Michigan

The Census does not count Spruce on its own, so the figures here are Alcona County's. Half the county's households earn more than $54,993 a year and half less; 12% of the county's people live below the poverty line. 90% of the county's homes are lived in by their owners and 10% are rented. Unemployment in Alcona County was 7.2% in August 2026, and the county had 2.6% more jobs in 2025 than the year before. The most people in Alcona County work in schools and health care, then manufacturing.

People 10,000 about, in Alcona County: the Census does not count Spruce on its own
Household income $54,993 the median in Alcona County, give or take $1,572
Unemployment 7.2% Alcona County, August 2026; 7.5% a year before
Homes 90% lived in by their owners; 10% rented

Written by AI Claude Haiku 5.5 wrote this on 22 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Spruce is a town in Alcona County, in the northeastern part of Michigan's Lower Peninsula, near the shore of Lake Huron. Across the county, most homes are lived in by their owners, and residents tend to be older than in most parts of the country. The town is small enough that its figures are reported with the county's, and the people here are known to one another.

Work. Across Alcona County, many residents work in schools, hospitals and social care, or in manufacturing, transport, warehouses and utilities, with shops also employing many people. Joblessness has eased over the past year, and the number of jobs has risen. Few people work from home, and fewer adults hold a four-year degree than across the country as a whole.

Things to do. Hubbard Lake is a lake a short drive away, and Negwegon State Park, a protected area, is also a short drive off. Harrisville State Park, a protected area, is a longer drive away. The winters are cold and snowy, so most outdoor visits are best planned for the warmer months.

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  • 5,305households
  • 60.0median age
  • 21%of adults have a degree
  • 12%below the poverty line
  • 28 mintypical commute
  • 11%work from home

What people in Alcona County work in

  • Schools, hospitals and social care21%
  • Manufacturing15%
  • Transport, warehouses and utilities10%
  • Shops (retail)9%
  • Restaurants, hotels and entertainment8%
  • Government8%

Employed residents by industry, from the Census survey. Alcona County had 1,533 jobs in 2025, 2.6% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 26° and 14°; warmest in August, 74° and 58° 20° 40° 60° 80° J 26° 14° F M A M J J A 74° 58° S O N D
Average daily high and low for each month: coldest in January, 26° and 14°; warmest in August, 74° and 58° 20° 40° 60° 80° J 26° 14° F M A M J J A 74° 58° S O N D

Coldest in January, with highs near 26° and lows near 14°; warmest in August, with highs near 74° and lows near 58°. About 52 inches of snow and 29 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Harrisville 2NNE weather station, 13 miles away (NOAA).

Largest workplaces in Alcona County

  1. Harvard Maintenance Inc of MichiganBuilding cleaning services, janitorial144
  2. Alcona CountyCounty commissioners114
  3. Alcona Community SchoolsSchool district98FTE
  4. Alcona Citizens for HealthFamily physicians' offices76
  5. Atrium CentersHomes for the elderly with nursing care36
  6. Eagle Ridge RanchGolf and country clubs31
  7. Alcona County Road CommissionSurfacing, highway, road, street, bridge or airport runway29

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 6 workplaces with 20 or more staff, 430 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. LightningRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Alcona County, against the rest of the country; all of them together, very low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Alcona County and the Alpena, MI metro.

Spruce home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 Spruce $221,516 Michigan $263,760 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • Spruce$221,516
  • Michigan$263,760
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

5 8 10 12 2026 Spruce 12
5 8 10 12 2026
  • Spruce12

New listings per month

Sellers arriving at the market.

3 4 4 2026 Spruce 4
3 4 4 2026
  • Spruce4

Zip codes with a Spruce address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Spruce — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Spruce