Stacy, Minnesota.
Typical home $416,749 (+2.9% in a year). Minneapolis-St. Paul-Bloomington, MN-WI metro.
to buy the typical home at today's mortgage rate — +$1,152 (+111%) since Jan 2020.
- 1 year
- Up $11,861 +3%
- $404,888$416,749 since Sep 2025
- 5 years
- Up $61,757 +17%
- $354,992$416,749 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Stacy$2,187
- Minnesota$1,831
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 22 years.
Typical home values in Stacy, MN rose 2.9% over the past year — faster than the nation's +1.2%.
Living in Stacy, Chisago County, Minnesota
Stacy is a city of 1,703 people in Chisago County. Half its households earn more than $98,464 a year and half less, against $99,400 across Chisago County; 5% of its people live below the poverty line. 96% of its homes are lived in by their owners and 4% are rented. Unemployment in Chisago County was 4.9% in August 2026, and the county had 1.1% more jobs in 2025 than the year before. The most residents work in shops, then schools and health care.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Stacy is a small city in Chisago County, Minnesota, where nearly everyone lives in a home they own. Household incomes sit just below the county's, and poverty is uncommon. Winters are cold and snowy, with January the coldest month, and summers are warm in July, with a fair amount of rain and melted snow through the year.
Work. Residents work mostly in shops, in schools, hospitals and social care, in manufacturing, and in the building trades. Several of the town's largest workplaces are makers of industrial goods, among them Wyoming Machine, a sheet metal manufacturer, and Hi-Lo Manufacturing, which makes pulleys and power transmission parts. A good number of people work from home, and the typical commute is a fairly long one.
Things to do. The Sunrise River and Horseshoe Lake are both a short drive away, and the Carlos Avery Wildlife Management Area, a protected area, is just as close. Farther afield, a longer drive brings you to Wild River State Park and to Franconia Sculpture Park, a museum of outdoor sculpture.
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- 1,585households
- 18%of adults have a degree
- 5%below the poverty line
- 29 mintypical commute
- 13%work from home
What residents work in
Employed residents by industry, from the Census survey. Chisago County had 16,270 jobs in 2025, 1.1% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 24° and lows near 3°; warmest in July, with highs near 83° and lows near 60°. About 52 inches of snow and 33 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Forest Lake 5NE weather station, 7 miles away (NOAA).
Largest workplaces in Stacy
- MspcpConcrete products119
- Structis Stacy34
- Wyoming MachineSheet metal manufacturing34
- Hi-Lo ManufacturingPulleys, power transmission, manufacturing28
- Caltronics Design & AssemblyPrinted circuit assemblies manufacturing23
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 5 workplaces with 20 or more staff, 238 people in all. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Strong windRelatively high
- WildfireRelatively moderate
- HailRelatively moderate
- Cold wavesRelatively moderate
- LightningRelatively moderate
- TornadoesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Stacy’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Chisago County and the Minneapolis-St. Paul-Bloomington, MN-WI metro.
Stacy home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Stacy$416,749
- Minnesota$348,778
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 3 Stacy listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Stacy31.71%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Stacy28
New listings per month
Sellers arriving at the market.
- Stacy8
Zip codes with a Stacy address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Stacy — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.