States · Kentucky · Lawrence County

Stambaugh, Kentucky.

Typical home $148,361 (-3.2% in a year).

What it costs per month · Stambaugh $779/mo

to buy the typical home at today's mortgage rate — +$385 (+98%) since Jan 2020.

What the home itself did
1 year
Down $4,871 -3%
$153,233$148,361 since Sep 2025
5 years
Up $14,422 +11%
$133,939$148,361 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Stambaugh $779 Kentucky $1,212 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Stambaugh$779
  • Kentucky$1,212
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 34 years.

Typical home values in Stambaugh, KY fell 3.2% over the past year — slower than the nation's +1.2%.

Living in Stambaugh, Lawrence County, Kentucky

The Census does not count Stambaugh on its own, so the figures here are Lawrence County's. Half the county's households earn more than $46,772 a year and half less; 22% of the county's people live below the poverty line. 78% of the county's homes are lived in by their owners and 22% are rented. Unemployment in Lawrence County was 6.3% in August 2026, and the county had 11.2% fewer jobs in 2025 than the year before. The most people in Lawrence County work in schools and health care, then shops.

People 16,000 about, in Lawrence County: the Census does not count Stambaugh on its own
Household income $46,772 the median in Lawrence County, give or take $5,311
Unemployment 6.3% Lawrence County, August 2026; 6.6% a year before
Homes 78% lived in by their owners; 22% rented

Written by AI Claude Haiku 5.5 wrote this on 22 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Stambaugh is a small town in Lawrence County, in the hills of eastern Kentucky. Most homes are lived in by the people who own them, and renting is less common here than in many parts of the country. Household incomes sit below the typical level for the country, and poverty is more common than across the nation.

Work. Many residents work in schools, hospitals and social care, in shops, in factories, or for the government. Fewer adults hold a four-year degree than across the country, and few people work from home, so most commute out to their jobs. Unemployment has come down over the past year, but fewer jobs were available in the county than the year before.

Things to do. Paintsville Lake State Park, a protected area, is a short drive away and offers a quiet place to spend a day by the water. The Country Music Highway Museum, also a short drive off, tells the story of the music that grew up along this road. Paintsville Lake, a reservoir a short drive away, is a good spot for those who like being out on the water.

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  • 6,342households
  • 42.1median age
  • 15%of adults have a degree
  • 22%below the poverty line
  • 30 mintypical commute
  • 6%work from home

What people in Lawrence County work in

  • Schools, hospitals and social care28%
  • Shops (retail)15%
  • Manufacturing10%
  • Government8%
  • Professional and business services6%
  • Transport, warehouses and utilities6%

Employed residents by industry, from the Census survey. Lawrence County had 3,759 jobs in 2025, 11.2% fewer than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 44° and 22°; warmest in July, 85° and 62° 20° 40° 60° 80° J 44° 22° F M A M J J 85° 62° A S O N D
Average daily high and low for each month: coldest in January, 44° and 22°; warmest in July, 85° and 62° 20° 40° 60° 80° J 44° 22° F M A M J J 85° 62° A S O N D

Coldest in January, with highs near 44° and lows near 22°; warmest in July, with highs near 85° and lows near 62°. About 46 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Charley Southwest weather station, 4 miles away (NOAA).

Largest workplaces in Lawrence County

  1. Lawrence County SchoolsSchool district383FTE
  2. ARCResidential mental health and substance abuse facilities382
  3. WalmartWarehouse clubs and supercenters216
  4. Three Rivers Medical CenterGeneral hospital173FTE
  5. K VA T Food StoresSupermarket83
  6. Lawrence County Schools69
  7. The Millard AcademyElementary and secondary schools66
  8. PRHOffices of physicians62

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 11 workplaces with 20 or more staff, 1,000 people in all. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. LandslidesRelatively moderate
  2. Inland floodingRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Lawrence County, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Lawrence County.

Stambaugh home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 Stambaugh $148,361 Kentucky $230,909 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • Stambaugh$148,361
  • Kentucky$230,909
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Zip codes with a Stambaugh address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Stambaugh — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Stambaugh