States · Idaho · Ada County

Star, Idaho.

Typical home $582,851 (-0.2% in a year), asking rent $2,452 (+6.6%). Boise City, ID metro.

What it costs per month · Star $3,059/mo

to buy the typical home at today's mortgage rate — +$1,668 (+120%) since Jan 2020.

What the home itself did
1 year
Down $948 -0%
$583,800$582,851 since Sep 2025
5 years
Down $25,150 -4%
$608,001$582,851 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 2002 2006 2010 2014 2018 2022 2026 Star $3,059 Idaho $2,502 United States $1,922
$1,000 $2,000 $3,000 2002 2010 2018 2026
  • Star$3,059
  • Idaho$2,502
  • United States$1,922

At the last five years' pace, prices here aren't rising.

Typical home values in Star, ID fell 0.2% over the past year — slower than the nation's +1.2%.

Asking rents in Star, ID rose 6.6% over the past year — faster than the nation's +2.7%.

Owning the typical home in Star runs $1,483/mo more than renting one. The gap peaked at $1,816 in Oct 2023.

That is $3,935 a month against $2,452 rent: a $3,059 mortgage payment, plus $252 property tax and $624 insurance & upkeep.

Owning vs renting — Star

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$2,000 $3,000 $4,000 2023 2024 2025 2026 Owning all in $3,935 Renting $2,452 Mortgage only $3,059
$2,000 $3,000 $4,000 2023 2024 2025 2026
  • Owning all in$3,935
  • Renting$2,452
  • Mortgage only$3,059

Property tax · $252/mo 0.52% of value a year — the ACS 2020-2024 median bill over the median home value for Ada County, ID

Insurance & upkeep · $624/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Living in Star, Ada County, Idaho

Star is a city of 11,117 people in Ada County. Half its households earn more than $97,936 a year and half less, against $91,502 across Ada County; 6% of its people live below the poverty line. 81% of its homes are lived in by their owners and 19% are rented. Unemployment in Ada County was 3.3% in August 2026, and the county had 2.5% more jobs in 2025 than the year before. The most residents work in schools and health care, then construction.

People 11,117 in the 2020 census; median age 40.3
Household income $97,936 the median, give or take $12,836 · Ada County: $91,502
Unemployment 3.3% Ada County, August 2026; 3.3% a year before
Homes 81% lived in by their owners; 19% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Star is a small city in Ada County, and most homes here are lived in by their owners. Incomes run a little above the county's, and fewer people live below the poverty line than you might expect for the area. Winters are cold, with some snow, and summers get hot, while the year as a whole is fairly dry.

Work. Residents work mainly in schools, hospitals and social care, the building trades, restaurants and hotels, and professional and business services. Greyloch, a cabinet manufacturer, and Brightview, a landscaping company, are among the largest workplaces in Star. Commutes are fairly long, and a good number of people work from home.

Things to do. A short drive away, Eagle Island State Park is a protected area for time outdoors, and Warhawk Air Museum is a museum worth an afternoon. Arboretum Park, a botanical garden, is also a short drive away. For a ski area, Bogus Basin is a longer drive.

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  • 5,251households
  • 35%of adults have a degree
  • 6%below the poverty line
  • 28 mintypical commute
  • 21%work from home

What residents work in

  • Schools, hospitals and social care23%
  • Building trades14%
  • Restaurants, hotels and entertainment13%
  • Professional and business services11%
  • Shops (retail)10%
  • Banks, insurance and property8%

Employed residents by industry, from the Census survey. Ada County had 295,234 jobs in 2025, 2.5% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 40° and 23°; warmest in July, 93° and 57° 20° 40° 60° 80° 100° J 40° 23° F M A M J J 93° 57° A S O N D
Average daily high and low for each month: coldest in January, 40° and 23°; warmest in July, 93° and 57° 20° 40° 60° 80° 100° J 40° 23° F M A M J J 93° 57° A S O N D

Coldest in January, with highs near 40° and lows near 23°; warmest in July, with highs near 93° and lows near 57°. About 10 inches of snow and 11 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Nampa Sugar Factory weather station, 8 miles away (NOAA).

Largest workplaces in Ada County

  1. St. Lukes Regional Medical CenterGeneral hospital6,955FTE
  2. Micron TechnologySemiconductor memory chips manufacturing5,046
  3. Boise State UniversityUniversity or college3,647
  4. Joint School District No. 2School district3,562FTE
  5. St. Alphonsus Regional MED CenterGeneral hospital3,272FTE
  6. Boise Independent DistrictSchool district2,657FTE
  7. Veterans Health AdministrationFederal government · Department of Veterans Affairs1,873
  8. St. Lukes Meridian Medical CenterGeneral medical and surgical hospitals1,256

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 472 workplaces with 20 or more staff, 74,189 people in all across the county; Star has two of its own. Hospitals come from their Medicare cost reports (CMS, 2023), colleges from IPEDS (NCES, 2023–24), school districts from the Common Core of Data (NCES, 2023–24) and federal offices from OPM's federal workforce data (2026); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Winter weatherRelatively high
  2. Wildfirerelatively high in parts of StarRelatively moderate
  3. Strong windRelatively moderate
  4. Inland floodingRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Star’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Ada County and the Boise City, ID metro.

Star home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$200,000 $400,000 $600,000 2018 2020 2022 2024 2026 Star $582,851 Idaho $476,754 United States $366,157
$200,000 $400,000 $600,000 2018 2022 2026
  • Star$582,851
  • Idaho$476,754
  • United States$366,157

Sellers are cutting prices on about 1 in 3 Star listings, and the typical home goes pending in 22 days — the market is roughly in balance.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

10% 20% 30% 40% 50% 2018 2019 2020 2021 2022 2023 2024 2025 2026 Star 37.30% United States 26.90%
10% 20% 30% 40% 50% 2018 2022 2026
  • Star37.30%
  • United States26.90%

Days to pending

How long the typical listing takes to go under contract.

20 30 40 2026 Star 22 United States 24
20 30 40 2026
  • Star22
  • United States24

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

50 100 150 2018 2019 2020 2021 2022 2023 2024 2025 2026 Star 111
50 100 150 2018 2022 2026
  • Star111

New listings per month

Sellers arriving at the market.

25 50 75 2018 2019 2020 2021 2022 2023 2024 2025 2026 Star 35
25 50 75 2018 2022 2026
  • Star35

Median sale price

What buyers actually paid — closed sales, not asking prices.

$400,000 $500,000 $600,000 2026 Star $588,339 United States $371,407
$400,000 $500,000 $600,000 2026
  • Star$588,339
  • United States$371,407

Sale-to-list ratio

Above 100%, homes sell over asking; below, buyers negotiate wins.

99.0% 99.2% 99.4% 99.6% 2026 Star 99.48%
99.0% 99.2% 99.4% 99.6% 2026
  • Star99.48%

Zip codes with a Star address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Star — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Star