States · Arkansas · Ouachita County

Stephens, Arkansas.

Typical home $75,815 (-1.8% in a year). Camden, AR metro.

What it costs per month · Stephens $398/mo

to buy the typical home at today's mortgage rate — +$100 (+33%) since Jan 2020.

What the home itself did
1 year
Down $1,420 -2%
$77,235$75,815 since Sep 2025
5 years
Down $21,791 -22%
$97,606$75,815 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Stephens $398 Arkansas $1,177 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Stephens$398
  • Arkansas$1,177
  • United States$1,922

At the last five years' pace, prices here aren't rising.

Typical home values in Stephens, AR fell 1.8% over the past year — slower than the nation's +1.2%.

Living in Stephens, Ouachita County, Arkansas

Stephens is a city of 770 people in Ouachita County. Unemployment in Ouachita County was 4.5% in August 2026, and the county had 3.5% fewer jobs in 2025 than the year before. The most people in Ouachita County work in manufacturing, then schools and health care.

People 770 in the 2020 census
Household income Too few homes in Stephens for the Census survey to measure.
Unemployment 4.5% Ouachita County, August 2026; 5.4% a year before
Homes Too few homes in Stephens for the Census survey to measure.

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Stephens is a very small city in Ouachita County, Arkansas, where neighbors are likely to know one another. Homes here are inexpensive, and few adults hold a four-year degree. Winters are mild and rarely bring snow, summers run hot, and rain and melted snow fall generously through the year.

Work. Residents work mostly in manufacturing, in schools, hospitals and social care, in shops, and in professional and business services. Across Ouachita County, the largest workplaces include Aerojet Rocketdyne's propulsion plant in Camden, Lockheed Martin, and Ouachita County Medical Center. Unemployment across the county is lower than it was a year earlier, though the county has fewer jobs than it did the year before.

Things to do. Logoly State Park, a protected area, is a short drive away. A longer drive brings you to White Oak Lake State Park, a reservoir, and to the Little Missouri River. Fort Southerland, a fort, is also a longer drive away.

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  • 6%of adults have a degree

What people in Ouachita County work in

  • Manufacturing28%
  • Schools, hospitals and social care22%
  • Shops (retail)8%
  • Professional and business services8%
  • Government8%
  • Restaurants, hotels and entertainment7%

Employed residents by industry, from the Census survey. Ouachita County had 6,807 jobs in 2025, 3.5% fewer than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 55° and 31°; warmest in August, 93° and 68° 40° 60° 80° 100° J 55° 31° F M A M J J A 93° 68° S O N D
Average daily high and low for each month: coldest in January, 55° and 31°; warmest in August, 93° and 68° 40° 60° 80° 100° J 55° 31° F M A M J J A 93° 68° S O N D

Coldest in January, with highs near 55° and lows near 31°; warmest in August, with highs near 93° and lows near 68°. About 2 inches of snow and 56 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Magnolia weather station, 13 miles away (NOAA).

Largest workplaces in Ouachita County

  1. Aerojet Rocketdyne AR Camden Highland Industrial Park ARMSGuided missile and space vehicle propulsion unit and propulsion unit parts manufacturing1,476
  2. Lockheed Martin Corporation US AR Camden Arkansas Hwy 205 (1527)1,127
  3. Camden Fairview School DistrictSchool district430FTE
  4. Ouachita County Medical CenterGeneral hospital328FTE
  5. WalmartWarehouse clubs and supercenters267
  6. InDemand Industrial Services CorporateConstruction258
  7. Anthony TimberlandsDimension lumber, softwood, made from logs or bolts228
  8. Southern Arkansas University TechTwo-year college216

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 17 workplaces with 20 or more staff, 4,223 people in all across the county; Stephens has none of its own. School districts come from the Common Core of Data (NCES, 2023–24), hospitals from their Medicare cost reports (CMS, 2023) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Ice stormsRelatively high
  2. Strong windRelatively high
  3. LightningRelatively high
  4. Heat wavesRelatively high
  5. TornadoesRelatively high
  6. HailRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Stephens’ census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Ouachita County and the Camden, AR metro.

Stephens home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 Stephens $75,815 Arkansas $224,158 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • Stephens$75,815
  • Arkansas$224,158
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Zip codes with a Stephens address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Stephens — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Stephens