Stevensville, Montana.
Typical home $616,853 (+0.9% in a year).
to buy the typical home at today's mortgage rate — +$2,009 (+164%) since Jan 2020.
- 1 year
- Up $5,741 +1%
- $611,112$616,853 since Sep 2025
- 5 years
- Up $97,738 +19%
- $519,115$616,853 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Stevensville$3,238
- Montana$2,453
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 20 years.
Typical home values in Stevensville, MT rose 0.9% over the past year — slower than the nation's +1.2%.
Living in Stevensville, Ravalli County, Montana
Stevensville is a town of 2,002 people in Ravalli County. 60% of its homes are lived in by their owners and 40% are rented. Unemployment in Ravalli County was 3.2% in August 2026, and the county had 0.1% fewer jobs in 2025 than the year before. The most residents work in shops, then schools and health care.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Stevensville is a small town in Ravalli County, in western Montana's Bitterroot Valley. Most homes are lived in by their owners, though not by as large a share as in many places, and typical home values are high. Residents are a little older than the typical American, and fewer adults hold a four-year degree than across the country. Winters are cold and snowy, and summers are warm.
Work. Many residents work in shops, in schools, hospitals and social care, and in the building trades. Among the largest workplaces in Stevensville are the elementary and high school districts and the Forest Service. Unemployment across Ravalli County has edged down over the past year, though the number of jobs has barely changed. The typical commute is moderate, and few people work from home.
Things to do. Fort Owen State Park, a protected area, sits in or beside town. A short drive away is Lee Metcalf National Wildlife Refuge, another protected area. Bitterroot National Forest is a longer drive away and offers a good deal of open country to explore.
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- 827households
- 26%of adults have a degree
- 14%below the poverty line
- 24 mintypical commute
- 5%work from home
What residents work in
Employed residents by industry, from the Census survey. Ravalli County had 13,744 jobs in 2025, 0.1% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in December, with highs near 33° and lows near 19°; warmest in July, with highs near 85° and lows near 49°. About 17 inches of snow and 12 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Stevensville weather station, under a mile away (NOAA).
Largest workplaces in Stevensville
- Stevensville Elem SchoolsSchool district89FTE
- Stevensville H S SchoolsSchool district51FTE
- Forest ServiceFederal government · Department of Agriculture42
- Montana Fabrication WorksFabricated plate work manufacturing38
- CHSHardware stores23
- Harlows School Bus Service Inc of Montana21
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 3 workplaces with 20 or more staff, 82 people in all. School districts come from the Common Core of Data (NCES, 2023–24) and federal offices from OPM's federal workforce data (2026); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- WildfireVery high
- Cold wavesVery high
- Winter weatherVery high
- Ice stormsRelatively high
- LightningRelatively high
- AvalanchesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Stevensville’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Ravalli County.
Stevensville home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Stevensville$616,853
- Montana$467,275
- United States$366,157
Sellers are cutting prices on about 1 in 4 Stevensville listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Stevensville23.54%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Stevensville92
New listings per month
Sellers arriving at the market.
- Stevensville15
Zip codes with a Stevensville address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Stevensville — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.