States · Tennessee · Houston County

Stewart, Tennessee.

Typical home $226,110 (+5.1% in a year). Clarksville, TN-KY metro.

What it costs per month · Stewart $1,187/mo

to buy the typical home at today's mortgage rate — +$681 (+135%) since Jan 2020.

What the home itself did
1 year
Up $10,889 +5%
$215,221$226,110 since Sep 2025
5 years
Up $42,446 +23%
$183,664$226,110 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Stewart $1,187 Tennessee $1,737 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Stewart$1,187
  • Tennessee$1,737
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 17 years.

Typical home values in Stewart, TN rose 5.1% over the past year — faster than the nation's +1.2%.

Living in Stewart, Houston County, Tennessee

The Census does not count Stewart on its own, so the figures here are Houston County's. Half the county's households earn more than $59,576 a year and half less; 11% of the county's people live below the poverty line. 81% of the county's homes are lived in by their owners and 19% are rented. Unemployment in Houston County was 3.7% in August 2026, and the county had 2.4% more jobs in 2025 than the year before. The most people in Houston County work in manufacturing, then schools and health care.

People 8,000 about, in Houston County: the Census does not count Stewart on its own
Household income $59,576 the median in Houston County, give or take $4,089
Unemployment 3.7% Houston County, August 2026; 4.0% a year before
Homes 81% lived in by their owners; 19% rented

Written by AI Claude Haiku 5.5 wrote this on 22 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Stewart is a small town in Houston County, in north-central Tennessee, where most homes are lived in by their owners rather than rented. Most of the county's residents own their homes, and fewer people here rent than in many parts of the country. Winters are cold, summers are hot, and the area gets a good deal of rain and melted snow over the year. Fewer adults hold a four-year degree than across the nation as a whole.

Work. Many residents work in manufacturing, in schools, hospitals and social care, in the building trades, and in retail shops. Jobs in Houston County grew slightly in the most recent year on record, and unemployment has eased over the past year. Commutes are longer than many Americans face, and few people work from home.

Things to do. Fort Donelson National Battlefield, an archaeological site, is a longer drive away and is one of the best known places nearby. Big Sandy River, a river, and Paris Landing State Park, a protected area, are also a longer drive away. For live performances, the Krider Performing Arts Center, a theatre, is likewise a longer drive away.

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  • 3,353households
  • 43.0median age
  • 14%of adults have a degree
  • 11%below the poverty line
  • 38 mintypical commute
  • 5%work from home

What people in Houston County work in

  • Manufacturing19%
  • Schools, hospitals and social care16%
  • Building trades16%
  • Shops (retail)10%
  • Professional and business services8%
  • Government7%

Employed residents by industry, from the Census survey. Houston County had 1,478 jobs in 2025, 2.4% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 47° and 26°; warmest in July, 89° and 68° 20° 40° 60° 80° J 47° 26° F M A M J J 89° 68° A S O N D
Average daily high and low for each month: coldest in January, 47° and 26°; warmest in July, 89° and 68° 20° 40° 60° 80° J 47° 26° F M A M J J 89° 68° A S O N D

Coldest in January, with highs near 47° and lows near 26°; warmest in July, with highs near 89° and lows near 68°. About 55 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Tennessee Ridge weather station, 6 miles away (NOAA).

Largest workplaces in Houston County

  1. Houston County SchoolsSchool district297FTE
  2. Signature HealthcareSkilled nursing facilities113
  3. Houston County Community HospitalCritical access hospital87FTE
  4. ErinMail and parcel delivery20

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 2 workplaces with 20 or more staff, 133 people in all. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Strong windRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Houston County, against the rest of the country; all of them together, very low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Houston County and the Clarksville, TN-KY metro.

Stewart home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 Stewart $226,110 Tennessee $330,844 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • Stewart$226,110
  • Tennessee$330,844
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

8 10 12 2025 2026 Stewart 13
8 10 12 2025 2026
  • Stewart13

Zip codes with a Stewart address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Stewart — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Stewart