States · Kentucky · Pike County

Stone, Kentucky.

Typical home $72,201 (-14.9% in a year).

What it costs per month · Stone $379/mo

to buy the typical home at today's mortgage rate — +$144 (+61%) since Jan 2020.

What the home itself did
1 year
Down $12,638 -15%
$84,839$72,201 since Sep 2025
5 years
Down $3,427 -5%
$75,628$72,201 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Stone $379 Kentucky $1,212 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Stone$379
  • Kentucky$1,212
  • United States$1,922

At the last five years' pace, prices here aren't rising.

Typical home values in Stone, KY fell 14.9% over the past year — slower than the nation's +1.2%.

Living in Stone, Pike County, Kentucky

The Census does not count Stone on its own, so the figures here are Pike County's. Half the county's households earn more than $44,312 a year and half less; 24% of the county's people live below the poverty line. 75% of the county's homes are lived in by their owners and 25% are rented. Unemployment in Pike County was 6.1% in August 2026, and the county had 1.9% fewer jobs in 2025 than the year before. The most people in Pike County work in schools and health care, then shops.

People 57,000 about, in Pike County: the Census does not count Stone on its own
Household income $44,312 the median in Pike County, give or take $3,223
Unemployment 6.1% Pike County, August 2026; 6.1% a year before
Homes 75% lived in by their owners; 25% rented

Written by AI Claude Haiku 5.5 wrote this on 22 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Stone sits in Pike County in the hills of eastern Kentucky, where the land is steep and the towns are spread along valleys and creeks. Winters are cold and summers are warm, with a good deal of rain through the year and some snow in the coldest months. Most homes across Pike County are lived in by their owners, and the county's population is older than the nation's as a whole.

Work. Many residents work in schools, hospitals and social care, and in shops, restaurants, hotels and entertainment, with professional and business services also employing people. Jobs in the county dropped slightly last year, and unemployment has held steady over the past year. Working from home is uncommon, so most people commute to a workplace, and a sizable share of households live below the poverty line.

Things to do. Blackberry Creek, a river a short drive away, is a common spot for spending time outdoors near town. The West Virginia Mine Wars Museum, also a short drive away, tells the story of the region's coal mining and labor history. Breaks Interstate Park, a protected area a longer drive away, offers a wider landscape to explore.

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  • 24,284households
  • 43.3median age
  • 18%of adults have a degree
  • 24%below the poverty line
  • 25 mintypical commute
  • 6%work from home

What people in Pike County work in

  • Schools, hospitals and social care32%
  • Shops (retail)14%
  • Restaurants, hotels and entertainment7%
  • Professional and business services7%
  • Building trades6%
  • Transport, warehouses and utilities6%

Employed residents by industry, from the Census survey. Pike County had 20,166 jobs in 2025, 1.9% fewer than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 46° and 26°; warmest in July, 89° and 66° 20° 40° 60° 80° J 46° 26° F M A M J J 89° 66° A S O N D
Average daily high and low for each month: coldest in January, 46° and 26°; warmest in July, 89° and 66° 20° 40° 60° 80° J 46° 26° F M A M J J 89° 66° A S O N D

Coldest in January, with highs near 46° and lows near 26°; warmest in July, with highs near 89° and lows near 66°. About 13 inches of snow and 48 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Williamson weather station, 7 miles away (NOAA).

Largest workplaces in Pike County

  1. Pikeville Medical CenterGeneral hospital2,832FTE
  2. Pike County SchoolsSchool district1,340FTE
  3. University of PikevilleUniversity or college440
  4. WalmartWarehouse clubs and supercenters438
  5. KYTC District 12321
  6. Kellogg CompanyBakery products, dry, manufacturing314
  7. WalmartWarehouse clubs and supercenters273
  8. TUG Valley ARHGeneral hospital272FTE

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 41 workplaces with 20 or more staff, 4,157 people in all. Hospitals come from their Medicare cost reports (CMS, 2023), school districts from the Common Core of Data (NCES, 2023–24) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. LandslidesRelatively high
  2. Inland floodingRelatively high
  3. WildfireRelatively moderate
  4. Winter weatherRelatively moderate
  5. Strong windRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Pike County, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Pike County.

Stone home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 Stone $72,201 Kentucky $230,909 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • Stone$72,201
  • Kentucky$230,909
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Zip codes with a Stone address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Stone — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Stone